285 Valley Rd, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 285 Valley Rd, Clark, NJ 07066

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1951
Lot Size0.133 acres (5,798 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jun 2018)
Tax Bill$11,536 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1776-SF

Property Details

APN / Parcel Number

Primary APN1776-SF
Alternative APNs
  • 02-00176-0000-00033
  • 020017600033

Interior

Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area5,798 sqft (0.133 acres)
Lot Dimensions100 ft deep x 58 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address285 VALLEY RD
CityCLARK
StateNJ
Zip07066-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal SubdivisionPARK RDG MANOR SEC 03
Legal Block176
Legal Lot Number33
JurisdictionUNION NJ
Township / Civil DivisionCLARK
Census Block Group1
Census Block1013
Census Tract36200

Owner

Source: Union County and Clark Township records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address285 VALLEY RD, CLARK, NJ 07066-1827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 1, 2018Grant Deed, Transfer · Conventional with PMI
ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2018 · Amount on Record
Deed SaleJun 1, 2018 · Amount on Record
Prior SaleNov 9, 2000 · Amount on Record
Deed Document Number2018300536
Deed Book / Page6266 / 250
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Recording DateOct 1, 2026
Property Address285 VALLEY RD, CLARK, NJ 07066-1827
Document Number0000097859
Book / Page15864 / 2410
Instrument DateSep 25, 2026
Instrument202697859
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM HOLDINGS

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 VALLEY RD, CLARK, NJ 07066-1827

Mortgage

Document Number0000097859,
DateOct 1, 2026
Book Page15864/2410
Instrument202697859
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 21, 2046
Interest
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address285 VALLEY RD, CLARK, NJ 07066-1827
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147272263
DateJul 13, 2020
Book Page14727/2263
Instrument694696
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJun 1, 2018
Property Address285 VALLEY RD, CLARK, NJ 07066-1827
Document Number0062660250
Book / Page006266 / 000250
Instrument DateMay 21, 2018
Instrument300536
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyNOBLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address285 VALLEY RD CLARK NJ 070661827, CLARK, NJ 07066-1827

Mortgage

Document Number144480349
DateJun 1, 2018
Book Page014448/000349
Instrument657978
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionClark Township
Unified School DistrictClark Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,400 (-) Land $232,200 Building $276,200$508,400 (-) Land $232,200 Building $276,200
2025$11,536.00 (+2.5%)$508,400 (-) Land $232,200 Building $276,200$508,400 (-) Land $232,200 Building $276,200
2024$11,255.00 (+4.53%)
2023$508,400 Land $232,200 Building $276,200$508,400 Land $232,200 Building $276,200
2022$10,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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