285 Utopia Dr, Newport, NC 28570 Property Records

Carteret County property record for 285 Utopia Dr, Newport, NC 28570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1986
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Mar 2022)
Tax Bill	$330 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6346.01.08.6598000`

Property Details

APN / Parcel Number

Primary APN	`6346.01.08.6598000`
Alternative APNs	`554162` `34676`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Heated Area
Gross Area	1,270 sqft
1st Floor Area	950 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	300 ft deep x 2 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	34676
Street Address	285 UTOPIA DR
City	NEWPORT
State	NC
Zip	28570-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15M
Legal Description	PT TRACT 7 B R CLODFELTER
Legal Subdivision	BR CLODFELTER
Legal Tract	7
Legal Block	08
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1003
Census Tract	970603

Owner

285 Utopia Dr is owned and occupied by an individual who bought it in March 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	285 UTOPIA DR, NEWPORT, NC 28570-8124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · Line of Credit RICHARD THORNE
Mar 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD THORME
Feb 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jan 7, 2005 · Amount on File
Deed Document Number	20221762192
Deed Book / Page	1762 / 192
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	0017570083
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	285 UTOPIA DR, NEWPORT, NC 28570-8124
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 UTOPIA DR, NEWPORT, NC 28570-8124

Mortgage

Document Number	0018490250
Date	Feb 28, 2025
Book Page	1849/250
Instrument	1849250

Lender

Name	RICHARD THORNE
Type	Private Party
Address	NEWPORT, NC 28570

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	202 Months
Due	Dec 1, 2041

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 31, 2022
Property Address	285 UTOPIA DR, NEWPORT, NC 28570-8124
Document Number	0017620192
Book / Page	1762 / 192
Instrument Date	Mar 31, 2022
Instrument	1762192
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	946 HIGHWAY 24, NEWPORT, NC 28570-8137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 UTOPIA DR, NEWPORT, NC 28570-8124

Mortgage

Document Number	0001762193
Date	Mar 31, 2022
Instrument	1762-193

Lender

Name	RICHARD THORME
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	130 Months
Due	Jan 1, 2033

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Feb 15, 2022
Property Address	285 UTOPIA DR, NEWPORT, NC 28570-8124
Document Number	0017570083
Book / Page	1757 / 83
Instrument Date	Feb 15, 2022
Instrument	1757083
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 UTOPIA DR, NEWPORT, NC 28570-8124

Tax Assessment & Valuation

The 2025 property tax bill for 285 Utopia Dr was $330.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,210 (-) Land $49,245 Building $26,965	$76,210 (-) Land $49,245 Building $26,965
2025	$330.00	$76,210 Land $49,245 Building $26,965	$76,210 Land $49,245 Building $26,965
2023		$72,243 Land $32,021 Building $40,222	$72,243 Land $32,021 Building $40,222
2022	$477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Utopia Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Utopia Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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