Amador County property record for 285 Ursula Dr, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,083 sqft · built 1999 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Jul 2021) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-210-015-000 |
| Primary APN | 040-210-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 2,083 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 285 URSULA DR |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNK |
| Legal Description | LOT 25 CRESTVIEW ESTATES #1 |
| Legal Subdivision | CRESTVIEW ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | SUTTER CREEK-PLYMOUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 201 |
Source: Amador County records · APN 040-210-015-000
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 URSULA DR, SUTTER CREEK, CA 95685-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 26, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST NTHRN CA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 20218645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Jul 26, 2021 |
| Property Address | 285 URSULA DR, SUTTER CREEK, CA 95685-4405 |
| Document Number | 0000008645 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021-0008645 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1625 REVERE DR, ROSEVILLE, CA 95747-7446 |
| Document Number | 0000008646 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0008646 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 285 URSULA DR, SUTTER CREEK, CA 95685-4405 |
| Document Number | 0000006678 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 URSULA DR SUTTER CREEK CA 956854405, SUTTER CREEK, CA 95685-4405 |
| Document Number | 0000006678 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 6678 |
| Name | 1ST NTHRN CA CU |
|---|---|
| Address | 1111 PINE ST, MARTINEZ, CA 94553-1702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2035 |
Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,275 (+2%) Land $85,130 Building $213,145 | ||
| 2025 | $2,885.00 (+4.04%) Homeowner's exemption | $292,427 (+4.04%) Land $83,461 Building $208,966 | |
| 2024 | $682,650 | ||
| 2023 | $2,773.00 (+1.95%) Homeowner's exemption | $281,073 Land $80,221 Building $200,852 | |
| 2022 | $2,720.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AWA, TANNER serves 4,940 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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