285 Tom White Rd, Big Sandy, TN 38221 Property Records

Benton County property record for 285 Tom White Rd, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2020
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Mar 2026)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Mar 2026 Sale May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003035 02805`

Property Details

APN / Parcel Number

Primary APN	`003035 02805`
Alternative APN	`035 02805`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Lot Area	57,935 sqft (1.33 acres)
Terrain	Rolling
Porch	Slab
Porch Area	256 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	285 TOM WHITE RD
City	BIG SANDY
State	TN
Zip	38221-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1003
Census Tract	963000

Owner

Source: Benton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer
May 3, 2023	Warranty Deed, Transfer MOMENTUM TITLE LLC
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage CARROLL BANK AND TRUST
Jan 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	2026124073
Deed Book / Page	430 / 2205
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Mar 20, 2026
Property Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Document Number	00430/2205
Book / Page	430 / 2205
Instrument Date	Mar 19, 2026
Instrument	124073
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	May 3, 2023
Property Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Document Number	000393/441
Book / Page	393 / 441
Instrument Date	Apr 27, 2023
Instrument	113531
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,135.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 105OAK STRET #103 # 103, 103, KALAELOA, HI 96707

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jun 1, 2021
Property Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Document Number	355/550
Book / Page	355 / 550
Instrument Date	May 28, 2021
Instrument	105806
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139

Mortgage

Document Number	105807
Date	Jun 1, 2021
Instrument	105807

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TOM WHITE RD, TN

Mortgage

Document Number	0000000315/0000000405
Date	Mar 18, 2019
Book Page	0000000315/0000000405
Instrument	97554

Lender

Name	CARROLL BANK AND TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jan 16, 2019
Property Address	285 TOM WHITE RD, BIG SANDY, TN 38221-5139
Document Number	000313/324
Book / Page	313 / 324
Instrument Date	Jan 15, 2019
Instrument	97027
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 DANVILLE RD, BIG SANDY, TN 38221-4305

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+6.93%)	$74,100 (+68.6%) Land $4,000 Building $70,100	$296,400 (+70.84%) Land $16,000 Building $280,400
2023	$1,183.00	$43,950 (+1.33%) Land $1,875 Building $42,075
2022	$1,183.00	$43,375 Land $1,875 Building $41,500	$173,500 (-1.31%) Land $7,500 Building $166,000
2020			$175,800 Land $7,500 Building $168,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

May also be available: Verizon.

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