285 Thorntons Creek Dr, Erwin, NC 28339 Property Records

Harnett County property record for 285 Thorntons Creek Dr, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 2020
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Sep 2019)
Tax Bill	$2,991 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500033527`

Property Details

APN / Parcel Number

Primary APN	`1500033527`
Alternative APN	`07058811 0093 10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,034 sqft Heated Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	46,174 sqft (1.06 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500033527
Street Address	311 THORNTONS CREEK DR
City	ERWIN
State	NC
Zip	28339-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA30
Legal Description	LT#10 THORNTONS CREEK S/DMAP#2000-22
Legal Subdivision	THORNTONS CREEK
Legal Lot Number	10
Jurisdiction	HARNETT NC
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1024
Census Tract	70401

Owner

285 Thorntons Creek Dr is owned by two individuals who bought it in September 2019.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 JOY ST, DUNN, NC 28334-4631
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 20, 2021	Loan Modification, Mortgage FIRST BK
Sep 19, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Document Number	201913574
Deed Book / Page	3737 / 588
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	285 THORNTONS CREEK DR, ERWIN, NC 28339
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021703
Date	Sep 16, 2021
Book Page	4045/511
Instrument	2021021703

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	285 THORNTONS CREEK DR, ERWIN, NC 28339
Document Number	0000001390
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 THORNTONS CREEK DR ERWIN NC 28339, ERWIN, NC 28339

Mortgage

Document Number	0000001390
Date	Jan 20, 2021
Book Page	003926/000878
Instrument	1390

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 19, 2019
Property Address	285 THORNTONS CREEK DR, ERWIN, NC 28339
Document Number	0000013574
Book / Page	003737 / 000588
Instrument Date	Sep 19, 2019
Instrument	13574
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JOY ST DUNN NC 283344631, DUNN, NC 28334-4631

Tax Assessment & Valuation

The 2026 property tax bill for 285 Thorntons Creek Dr was $2,991, up 36.4% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,991.00 (+36.39%)	$394,102 (+30.58%)	$394,102 (+30.58%) Land $124,200 Building $269,902
2025	$2,193.00	$301,804	$301,804 Land $56,160 Building $245,644
2023	$2,170.00	$301,804	$301,804 Land $56,160 Building $245,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Thorntons Creek Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Thorntons Creek Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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