Hardin County property record for 285 Thomas St, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,215 sqft · built 1962 |
| Lot Size | 0.275 acres (11,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,901 (Aug 2025) |
| Tax Bill | $772 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036083C F 01400 |
| Primary APN | 036083C F 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,970 sqft (0.275 acres) |
| Lot Dimensions | 105 ft deep x 114 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Utility Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 285 THOMAS ST |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-2898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: S30 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920402 |
285 Thomas St is owned by two individuals who acquired it in February 2026.
Source: Hardin County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1385, SAVANNAH, TN 38372-4385 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 12, 2025 | Deed, Transfer |
| Mar 18, 2020 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on File |
| Deed Sale | Aug 12, 2025 · Amount on File |
| Prior Sale | Mar 18, 2020 · Amount on File |
| Deed Document Number | 2025181462 |
| Deed Book / Page | 846 / 2010 |
| Last Transfer Date | Feb 3, 2026 |
| Transfer Doc | 0000184262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 285 THOMAS ST, SAVANNAH, TN 38372-2898 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 285 THOMAS ST, SAVANNAH, TN 38372-2898 |
| Document Number | 0008352543 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 835/2543 |
| Instrument | 173153 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Aug 12, 2025 |
| Property Address | 285 THOMAS ST, SAVANNAH, TN 38372-2898 |
| Document Number | 0008462010 |
| Book / Page | 846 / 2010 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 181462 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $310.43 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1385, SAVANNAH, TN 38372-4385 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Mar 18, 2020 |
| Property Address | 285 THOMAS ST, SAVANNAH, TN 38372-2898 |
| Document Number | 728454 |
| Book / Page | 000728 / 000454 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 146238 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 THOMAS ST SAVANNAH TN 383722898, SAVANNAH, TN 38372-2898 |
| Document Number | 728456 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 000728/000456 |
| Instrument | 146239 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
Source: Hardin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Savannah City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,500 (-) Land $2,750 Building $28,750 | ||
| 2024 | $772.00 | $31,500 (-) Land $2,750 Building $28,750 | |
| 2023 | $772.00 (+81.22%) | $31,500 (+104.21%) Land $2,750 Building $28,750 | $126,000 (+104.21%) Land $11,000 Building $115,000 |
| 2022 | $426.00 | $15,425 Land $2,675 Building $12,750 | $61,700 Land $10,700 Building $51,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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