285 SW 7th St, Cedaredge, CO 81413 Property Records

Delta County property record for 285 SW 7th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,021 sqft · built 1917
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003479`

Property Details

APN / Parcel Number

Primary APN	`R003479`
Alternative APN	`319329209010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,021 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003479
Street Address	285 SW 7TH ST
City	CEDAREDGE
State	CO
Zip	81413-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	285 SW 7TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: KENNEDY/DUFFIELD BLOCK: 3 LOT: 24 THRU:- LOT: 28 TOTAL 0.458 AC+- (134X150) LOTS 24 THRU 28 BLK 3 KENNEDY/DUFFIELDS SUBD-CE SEC 29 T13S R94W 6PM BK 439 PG 986 (R-342640) BK 689 PG 298 R67
Legal Subdivision	KENNEDY/DUFFIELD
Legal Block	3
Legal Lot Number	24
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2012
Census Tract	965201

Owner

285 SW 7th St is owned and occupied by two individuals who acquired it in January 2026.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 1, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026
Deed Sale	Jan 14, 2026
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	2026765433
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0000765433
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Jan 14, 2026
Property Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700
Document Number	0000765433
Instrument Date	Jan 9, 2026
Instrument	765433
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700

Mortgage

Document Number	0000765434
Date	Jan 14, 2026
Instrument	765434

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 1, 2018
Property Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700
Document Number	0000703778
Instrument Date	May 31, 2018
Instrument	703778
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SW 7TH ST, CEDAREDGE, CO 81413-5700

Mortgage

Document Number	0000703779
Date	Jun 1, 2018
Instrument	703779

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000703780
Date	Jun 1, 2018
Instrument	703780

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 285 SW 7th St was $1,502, up 40.4% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+40.37%)	$21,748 (+38.42%) Land $2,813 Building $18,935	$347,958 Land $45,000 Building $302,958
2024	$1,070.00 (+4.09%)	$15,712 (-) Land $2,171 Building $13,541
2023	$1,028.00 (+18.03%)	$15,712 (+20.75%) Land $2,171 Building $13,541	$234,508 (+25.26%) Land $32,401 Building $202,107
2022	$871.00	$13,012 Land $2,016 Building $10,996	$187,216 Land $29,000 Building $158,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 SW 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 SW 7th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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