285 SW 3rd St, Cedaredge, CO 81413 Property Records

Delta County property record for 285 SW 3rd St, Cedaredge, CO 81413 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Nov 2020)
Tax Bill	$990 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003403`

Property Details

APN / Parcel Number

Primary APN	`R003403`
Alternative APN	`319329203004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	960 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R003403
Street Address	285 SW 3RD ST
City	CEDAREDGE
State	CO
Zip	81413-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	285 SW 3RD ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION BLOCK: 3 LOT: 20 THRU:- LOT: 22 S10 OF TOTAL AC 0.2+- LOTS 20 & 21 & S10 LOT 22 BLK 3 STOCKHAM BRO/ZANINETTI SUBD SEC 29 T13S R94W 6PM BK 374 PG 372
Legal Subdivision	STOCKHAM BROS & ZANINETTIS SUBDIVISION
Legal Block	3
Legal Lot Number	20
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2013
Census Tract	965201

Owner

Source: Delta County records · APN R003403

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 36, CEDAREDGE, CO 81413-0036
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	May 17, 2007 · Amount on Record
Deed Document Number	2020724020
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Nov 23, 2020
Property Address	285 SW 3RD ST, CEDAREDGE, CO 81413-5701
Document Number	0000724020
Instrument Date	Nov 20, 2020
Instrument	724020
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$18.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	285 SW 3RD ST, CEDAREDGE, CO 81413-5701

Mortgage

Document Number	0000724021
Date	Nov 23, 2020
Instrument	724021

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (+21.47%)	$14,346 (+19.84%) Land $2,813 Building $11,533	$229,534 (+28.47%) Land $45,000 Building $184,534
2024	$815.00 (+4.09%)	$11,971 (-) Land $2,049 Building $9,922
2023	$783.00 (+2.49%)	$11,971 (+4.92%) Land $2,049 Building $9,922	$178,672 (+8.84%) Land $30,585 Building $148,087
2022	$764.00	$11,410 Land $2,016 Building $9,394	$164,166 Land $29,000 Building $135,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299652012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 32% of the US · above 15% of Colorado
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.