285 Sunset Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 285 Sunset Dr SE, Concord, NC 28025 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,701 sqft · built 1961
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2017)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5630 15 2900`

Property Details

APN / Parcel Number

Primary APN	`5630 15 2900`
Alternative APNs	`12035 0143.000000` `117836`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	6,406 sqft
1st Floor Area	2,701 sqft
Basement Area	2,269 sqft
Finished Basement	1,167 sqft
Unfinished Basement	1,102 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	168 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	675 sqft
Driveway	Concrete Driveway
Driveway Area	770 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	569 sqft
Patio Area	192 sqft
Bath House	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117836
Street Address	285 SUNSET DR SE
City	CONCORD
State	NC
Zip	28025-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 15 & P/O 14 HILLCREST
Legal Subdivision	R BROWN MCALLISTER SCHOOL
Legal Lot Number	15
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1022
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 15 2900

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 SUNSET DR SE, CONCORD, NC 28025-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 14, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Feb 16, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	201712626-0324
Deed Book / Page	12626 / 324
Prior Transfer Date	Feb 08, 2017
Prior Transfer Doc	12361330
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	285 SUNSET DR SE, CONCORD, NC 28025-3631
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14300148
Date	Jul 02, 2020
Book Page	14300/148

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 14, 2017
Property Address	285 SUNSET DR SE, CONCORD, NC 28025-3631
Document Number	0012626324
Book / Page	12626 / 0324
Map Reference	MB5 PG47
Instrument Date	Aug 14, 2017
Instrument	12626-0324
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 BLUE SKY DR NW, 411, CONCORD, NC 28027-7346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 SUNSET DR SE, CONCORD, NC 28025-3631

Mortgage

Document Number	0126260328
Date	Aug 14, 2017
Instrument	12626-0328

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Feb 16, 2017
Property Address	285 SUNSET DR SE, CONCORD, NC 28025-3631
Document Number	0012361330
Book / Page	12361 / 0330
Map Reference	MB5 PG47
Instrument Date	Feb 08, 2017
Instrument	12361-0330
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 EMERYWOOD DR, 2050, CHARLOTTE, NC 28210-4538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SUNSET DR SE, CONCORD, NC 28025-3631

Mortgage

Document Number	0123610333
Date	Feb 16, 2017
Instrument	12361-0333

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,387.00 (+18.79%)	$440,480 (+45.52%) Land $83,000 Building $357,480
2024			$440,480 (+45.52%) Land $83,000 Building $357,480
2023	$3,693.00	$302,700 Land $52,000 Building $250,700	$302,700 Land $52,000 Building $250,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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