285 Summer St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 285 Summer St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	1,330 sqft · built 1960
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2013)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-02191-02-00003`

Property Details

APN / Parcel Number

Primary APN	`07-02191-02-00003`
Alternative APN	`0702191B00003`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0702191B00003
Street Address	285 SUMMER ST
City	PASSAIC
State	NJ
Zip	07055-3219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2191
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3006
Census Tract	175502

Owner

285 Summer St, a duplex, is owned and occupied by an individual who acquired it in December 2021.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	285 SUMMER ST, PASSAIC, NJ 07055-3219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2013 · Amount on File
Deed Sale	Dec 16, 2013 · Amount on File
Prior Sale	Jul 27, 2006 · Amount on File
Deed Document Number	201369225
Deed Book / Page	2408 / 253
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000009658
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	285 SUMMER ST, PASSAIC, NJ 07055-3219
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SUMMER ST, PASSAIC, NJ 07055-3219

Mortgage

Document Number	0000033690
Date	Oct 19, 2023
Book Page	M18674/226
Instrument	2023033690

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	285 SUMMER ST, PASSAIC, NJ 07055-3219
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SUMMER ST, PASSAIC, NJ 07055-3219

Mortgage

Document Number	0000035270
Date	Jul 13, 2022
Book Page	M18085/117
Instrument	2022035270

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 285 Summer St was $8,388, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,000 (-) Land $62,500 Building $134,500	$197,000 (-) Land $62,500 Building $134,500
2025	$8,388.00 (+3.28%)	$197,000 Land $62,500 Building $134,500	$197,000 Land $62,500 Building $134,500
2024	$8,122.00
2023		$197,000 Land $62,500 Building $134,500	$197,000 Land $62,500 Building $134,500
2022	$7,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 285 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,057 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures