Palm Beach County property record for 285 Sterling Ave, Delray Beach, FL 33444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,448 sqft · built 1987 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2023) |
| Tax Bill | $5,793 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-43-46-20-13-001-0370 |
| Primary APN | 12-43-46-20-13-001-0370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 285 STERLING AVE |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33444-2263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | SOUTHRIDGE LT 37 BLK 1 |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHRIDGE |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6801 |
285 Sterling Ave is owned and occupied by an individual who bought it in January 2023.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 STERLING AVE, DELRAY BEACH, FL 33444-2263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Dec 7, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage GROUNDFLOOR REAL ESTATE 1 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | Dec 7, 2021 |
| Deed Document Number | 20230015341 |
| Deed Book / Page | 34070 / 1436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jan 13, 2023 |
| Property Address | 285 STERLING AVE, DELRAY BEACH, FL 33444-2263 |
| Document Number | 0340701436 |
| Book / Page | 34070 / 1436 |
| Map Reference | MB 13 PG 38 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 20230015341 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | PERFORMANCE TITLE LLC, PERFORMANCE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3469 W BOYNTON BEACH BLVD STE 2, 2, BOYNTON BEACH, FL 33436-4639 |
| Name | Verified Name |
|---|---|
| Address | 285 STERLING AVE, DELRAY BEACH, FL 33444-2263 |
| Document Number | 0340701438 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 34070/1438 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 285 STERLING AVE, DELRAY BEACH, FL 33444-2263 |
| Document Number | 0331121853 |
| Book / Page | 33112 / 1853 |
| Map Reference | MB 13 PG 38 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 20210556051 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | PERFORMANCE TITLE LLC, PERFORMANCE T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5639 WINCHESTER PL, 5639, LITHONIA, GA 30038-4084 |
| Name | Verified Name |
|---|---|
| Address | 11820 MIRAMAR PKWY STE 208, 208, MIRAMAR, FL 33025-5817 |
| Document Number | 0331121855 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 33112/1855 |
| Name | GROUNDFLOOR REAL ESTATE 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 19, 2022 |
The 2025 property tax bill for 285 Sterling Ave was $5,793 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,793.00 Homeowner's exemption | $336,653 Land $182,250 Building $154,403 | $336,653 Land $182,250 Building $154,403 |
| 2023 | $6,065.00 (+13.58%) | $342,403 (+30.9%) Land $111,381 Building $231,022 | $342,403 (+30.9%) Land $111,381 Building $231,022 |
| 2022 | $5,340.00 | $261,573 Land $73,920 Building $187,653 | $261,573 Land $73,920 Building $187,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Sterling Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1983–1998) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Nov 1998 · Tropical Storm Mitch |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 285 Sterling Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures