285 Stephenson Rd, Irvine, KY 40336 Property Records

Estill County property record for 285 Stephenson Rd, Irvine, KY 40336

Property Summary

Property Type	Mobile Home
Details	1,820 sqft · built 1970
Lot Size	4.74 acres (206,474 sqft)
Owner	2 Individual Names on File
Last Sale	$43,714 (Jun 2005)
Tax Bill	$474 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-00-00-008.03`

Property Details

APN / Parcel Number

Primary APN	`023-00-00-008.03`
Alternative APN	`27583 1`

Interior

Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Mobile Home
Lot Area	206,474 sqft (4.74 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	27583 1
Street Address	285 STEPHENSON RD
City	IRVINE
State	KY
Zip	40336-9049
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	STEPHENSON RD TRACT & 70 OXFORD MH W/ADD
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	1
Census Block	1001
Census Tract	920201

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 STEPHENSON RD, IRVINE, KY 40336-9049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage CITIZENS GUARANTY BANK
Jun 8, 2005	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2005 · Amount on File
Deed Sale	Jun 8, 2005 · Amount on File
Deed Document Number	2005200051
Deed Book / Page	259 / 377
Prior Transfer Date	Jun 7, 2005
Prior Transfer Doc	0000P7/499
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	285 STEPHENSON RD, IRVINE, KY 40336-9049
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MR10/710
Date	Feb 12, 2018
Book Page	MR10/710
Instrument	240724

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	IRVINE, KY 40336

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2033

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Jun 8, 2005
Property Address	285 STEPHENSON RD, IRVINE, KY 40336-9049
Document Number	259/377
Book / Page	259 / 377
Instrument Date	Jun 7, 2005
Instrument	200051
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 UPPER JACKSTOWN RD, 363, CARLISLE, KY 40311-9537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 STEPHENSON RD, IRVINE, KY 40336-9049

Mortgage

Document Number	0000P7/499
Date	Jun 8, 2005
Book Page	P7/499
Instrument	200052

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 7, 2006

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2025	$474.00 (-1.86%)	$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2023	$483.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTILL CO WATER DISTRICT serves 9,501 people · EPA ID KY0330123
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
BridgeMAXX Suncoast Broadband Fixed Wireless	25 / 3

May also be available: Irvine Community Television.

Cell Coverage

No cell data coverage reported

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