285 Steadfield St, Commerce Township, MI 48382 Property Records

Oakland County property record for 285 Steadfield St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,286 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Aug 2017)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-02-155-030`

Property Details

APN / Parcel Number

Primary APN	`E-17-02-155-030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,286 sqft Living Area
1st Floor Area	936 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	110 ft deep x 103 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	285 STEADFIELD ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 2 CARROLL LAKE HEIGHTS SUB LOTS 15 TO 18 INCL BLK 10
Legal Range	08E
Legal Township	02N
Legal Section	02
Legal Subdivision	CARROLL LAKE HEIGHTS SUB
Legal Block	10
Legal Lot Number	15-18
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4002
Census Tract	134000

Owner

Source: Oakland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	285 STEADFIELD ST, COMMERCE TOWNSHIP, MI 48382-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 15, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Aug 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	2017145195
Deed Book / Page	50928 / 181
Prior Transfer Date	Nov 10, 2003
Prior Transfer Doc	0313980090
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	285 STEADFIELD ST, COMMERCE TOWNSHIP, MI 48382-3066
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 STEADFIELD ST, COMMERCE TOWNSHIP, MI 48382-3066

Mortgage

Document Number	0000013237
Date	Feb 8, 2024
Book Page	59157/412
Instrument	13237

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	285 STEADFIELD ST, COMMERCE TOWNSHIP, MI 48382-3066
Document Number	0000038874
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 STEADFIELD ST COMMERCE TOWNSHIP MI 483823066, COMMERCE TOWNSHIP, MI 48382-3066

Mortgage

Document Number	0000038874
Date	Feb 25, 2020
Book Page	053872/000423
Instrument	38874

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 2, 2017
Property Address	285 STEADFIELD ST, COMMERCE TOWNSHIP, MI 48382-3066
Document Number	0000145195
Book / Page	50928 / 00181
Map Reference	LB 28 PG 8&8A
Instrument Date	Jul 24, 2017
Instrument	145195
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9044 SATELITE DR, 9044, WHITE LAKE, MI 48386-3360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 BELL CT, WIXOM, MI 48393-4203

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (-38.26%) Homeowner's exemption	$119,830 (+6.59%)	$239,660 (+6.59%)
2024	$3,155.00 (+13.78%)
2023		$112,420	$224,840
2021	$2,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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