285 State Hwy Y, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 285 State Hwy Y, Jackson, MO 63755

Property Summary

Property TypeResidential Vacant Land
Detailsbuilt 1968
Lot Size1 acres (43,560 sqft)
OwnerTrust Name on File
Tax Bill$275 (2025)
Deeds & MortgagesSep 2023 Mortgage
Oct 2018 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN107033100005010000

Property Details

APN / Parcel Number

Primary APN107033100005010000

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address285 STATE HIGHWAY Y
CityJACKSON
StateMO
Zip63755
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPT SUR 804
Legal Range13E
Legal Township32S
Legal Section31
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionBYRD
Census Block Group1
Census Block1000
Census Tract880501

Owner

285 State Hwy Y, residential vacant land, is held in a trust since April 2018.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of RecordTrust Name on File
Mailing Address674 GREEN MEADOWS DR, JACKSON, MO 63755-3257
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
SOUTHERN BANK
Oct 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN BANK
Jun 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
SOUTHERN BANK
Dec 14, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 19, 2018Trustee's Deed, Construction Loan · Line of Credit
SOUTHERN BK
Apr 18, 2018Warranty Deed, Transfer
Mar 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2018
Deed SaleApr 18, 2018
Deed Document Number20183481
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202307609
DateSep 14, 2023
Instrument2023-07609
Lender
NameSOUTHERN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term36 Months
DueSep 10, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201810711
DateOct 23, 2018
Instrument2018-10711
Lender
NameSOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueApr 20, 2020
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202108006
DateJun 10, 2021
Instrument2021-08006
Lender
NameSOUTHERN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueJun 10, 2022
Interest
Rate TypeFixed Rate

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateDec 14, 2018
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Document Number0000012413
Instrument DateDec 13, 2018
Instrument12413
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address150 BLUE WILLOW LN CAPE GIRARDEAU MO 637019641, CAPE GIRARDEAU, MO 63701-9641

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateNov 19, 2018
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Instrument DateNov 16, 2018
Instrument11557
Transaction TypeConstruction Loan
Record UpdatedDec 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address160 BLUE WILLOW LN CAPE GIRARDEAU MO 63701, CAPE GIRARDEAU, MO 63701

Mortgage

Document Number0000011557
DateNov 19, 2018
Instrument11557
Lender
NameSOUTHERN BK
TypeBank
AddressJACKSON, MO 63755
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 18, 2019
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateApr 18, 2018
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Document Number0000003481
Instrument DateApr 17, 2018
Instrument3481
Transaction TypeTransfer
Record UpdatedMay 8, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 6 OAK RIDGE MO 637690006, OAK RIDGE, MO 63769-0006

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateMar 22, 2018
Property Address285 STATE HIGHWAY Y, JACKSON, MO 63755
Document Number0000002542
Instrument DateMar 20, 2018
Instrument2542
Transaction TypeTransfer
Record UpdatedApr 9, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX BOX 216 JACKSON MO 63755, JACKSON, MO 63755

Tax Assessment & Valuation

The 2025 property tax bill for 285 State Hwy Y was $275.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,500 (-) Land $1,490 Building $4,010$28,938 (-) Land $7,861 Building $21,077
2025$275.00$5,500 Land $1,490 Building $4,010$28,938 Land $7,861 Building $21,077
2023$262.00$5,230 Land $1,420 Building $3,810$27,560 Land $7,487 Building $20,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 State Hwy Y in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 State Hwy Y is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE PERRY COUNTY PWSD 1 SOUTH
serves 8,545 people · EPA ID MO4024096
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Nearby Properties on State Hwy Y

Nearby Streets

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