285 Starr Corner Rd, Laurens, NY 13796 Property Records

Otsego County and Morris Town property record for 285 Starr Corner Rd, Laurens, NY 13796

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,120 sqft · built 2002
Lot Size	11.3 acres (493,099 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$2,193 (2026)
Deeds & Mortgages	Aug 2024 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`364289 254.00-1-31.31`

Property Details

APN / Parcel Number

Primary APN	`364289 254.00-1-31.31`
Alternative APNs	`428925400000010310310000` `190285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	493,099 sqft (11.3 acres)
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	190285
Street Address	285 STARR CORNER RD
City	LAURENS
State	NY
Zip	13796-1209
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	31.031
Jurisdiction	OTSEGO NY
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3043
Census Tract	591500

Owner

Source: Otsego County and Morris Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 ELEANOR DR, MASSAPEQUA, NY 11758-1005
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
May 28, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORPORATION
Apr 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	20262458
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	285 STARR CORNER RD, LAURENS, NY 13796-1209
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000426
Date	Aug 30, 2024
Instrument	2024-3426

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	May 28, 2026
Property Address	285 STARR CORNER RD, LAURENS, NY 13796-1209
Document Number	0000000458
Instrument Date	Jan 19, 2026
Instrument	20262458
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELEANOR DR, MASSAPEQUA, NY 11758-1005

Mortgage

Date	May 28, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 3, 2023
Property Address	285 STARR CORNER RD, LAURENS, NY 13796-1209
Document Number	0000000293
Instrument Date	Feb 28, 2023
Instrument	2023-1293
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BALANTIC HILL RD, LAURENS, NY 13796-2115

Tax Assessment & Valuation

Source: Otsego County and Morris Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Morris Town
Unified School District	Morris Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,193.00 (+1.43%)
2025	$2,162.00	$73,400 (+7.94%) Land $35,500 Building $37,900	$104,857 (+24.75%) Land $50,714 Building $54,143
2023		$68,000 Land $35,500 Building $32,500	$84,054 Land $43,881 Building $40,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Frontier Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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