285 Staley Dr, Linwood, NC 27299 Property Records

Davidson County property record for 285 Staley Dr, Linwood, NC 27299

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,921 sqft · built 2003
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2017)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-010-E-000-0020`

Property Details

APN / Parcel Number

Primary APN	`04-010-E-000-0020`
Alternative APN	`9231141`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,921 sqft Total Area
1st Floor Area	1,029 sqft
Upper Floors Area	494 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9231141
Street Address	285 STALEY DR
City	LINWOOD
State	NC
Zip	27299-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	PB34-11 L20 BK2283-1695 STALEY ACRES
Legal Subdivision	STALEY ACRES
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3018
Census Tract	61703

Owner

285 Staley Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 STALEY DR, LINWOOD, NC 27299-8934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 5, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Aug 21, 2003 · Amount on File
Deed Document Number	201719007
Deed Book / Page	2283 / 1695
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0017410831
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	285 STALEY DR, LINWOOD, NC 27299-8934
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026331228
Date	Jan 16, 2024
Book Page	2633/1228
Instrument	2024000829

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	285 STALEY DR, LINWOOD, NC 27299-8934
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025160885
Date	Nov 22, 2021
Book Page	2516/885
Instrument	2021000029802

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	285 STALEY DR, LINWOOD, NC 27299-8934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024471949
Date	Dec 18, 2020
Book Page	2447/1949
Instrument	2020000028205

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Sep 5, 2017
Property Address	285 STALEY DR, LINWOOD, NC 27299-8934
Document Number	0022831695
Book / Page	2283 / 1695
Map Reference	MB 34 PG 11
Instrument Date	Sep 5, 2017
Instrument	2017000019007
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 RAYMOND LANIER RD, 471, LEXINGTON, NC 27295-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 STALEY DR, LINWOOD, NC 27299-8934

Mortgage

Document Number	2017000019008
Date	Sep 5, 2017
Instrument	2017000019008

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 285 Staley Dr was $1,122.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,890 (-)	$180,890 (-) Land $24,000 Building $156,890
2025	$1,122.00	$180,890	$180,890 Land $24,000 Building $156,890
2023	$1,139.00	$180,890	$180,890 Land $24,000 Building $156,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Staley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Staley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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