285 Spring Valley Ct, Round Lake, IL 60073 Property Records

Lake County property record for 285 Spring Valley Ct, Round Lake, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,730 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2025)
Tax Bill	$8,230 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-111-017`

Property Details

APN / Parcel Number

Primary APN	`05-25-111-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	944 sqft
Upper Floors Area	786 sqft
Basement Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	285 SPRING VALLEY CT
City	ROUND LAKE
State	IL
Zip	60073-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY LAKES P.U.D.-NEIGHBORHOOD 14; LOT 441
Legal Subdivision	VALLEY LAKES P.U.D.-NEIGHBORHOOD 14
Legal Lot Number	441
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1021
Census Tract	860906

Owner

285 Spring Valley Ct is owned by two individuals who bought it in May 2025.

Source: Lake County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 ORIOLE CT, 2B, GRAYSLAKE, IL 60030-1391
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 25, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction
Jul 19, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	20258097263
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Apr 29, 2026
Property Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569
Document Number	0008165601
Instrument Date	Apr 9, 2026
Instrument	20268165601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569

Mortgage

Document Number	0008165601,
Date	Apr 29, 2026
Instrument	20268165601

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 28, 2022
Property Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569
Document Number	0007935551
Map Reference	DOC 4371549
Instrument Date	Sep 20, 2022
Instrument	7935551
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569

Mortgage

Document Number	0007935552
Date	Sep 28, 2022
Instrument	7935552

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IL
Recording Date	Jul 25, 2022
Property Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569
Document Number	0007922018
Map Reference	DOC 4371549
Instrument Date	Jul 20, 2022
Instrument	7922018
Transaction Type	Foreclosure
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25164 W SUNSET LN, LAKE VILLA, IL 60046-8130

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569
Document Number	0007506860
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SPRING VALLEY CT ROUND LAKE IL 600739569, ROUND LAKE, IL 60073-9569

Mortgage

Document Number	0007506860
Date	Aug 20, 2018
Instrument	7506860

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Interest

Rate	4.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	285 SPRING VALLEY CT, ROUND LAKE, IL 60073-9569
Document Number	0007506852
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SPRING VALLEY CT ROUND LAKE IL 600739569, ROUND LAKE, IL 60073-9569

Mortgage

Document Number	0007506852
Date	Aug 20, 2018
Instrument	7506852

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Round Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,162 Land $14,259 Building $91,903	$318,518 Land $42,781 Building $275,737
2024	$8,230.00 (+0.7%)
2023	$8,173.00 (+10.9%)	$90,725 (+15.16%) Land $12,440 Building $78,285	$272,202 (+15.16%) Land $37,324 Building $234,878
2022	$7,370.00	$78,780 Land $7,930 Building $70,850	$236,363 Land $23,792 Building $212,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Spring Valley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Spring Valley Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND LAKE serves 18,430 people · EPA ID IL0971500
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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