285 South St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 285 South St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,634 sqft · built 1971
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,100 (Jun 2019)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:021 B:006 L:000`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:021 B:006 L:000`
Alternative APN	`5153`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,634 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5153
Street Address	285 SOUTH ST
City	GORHAM
State	ME
Zip	04038-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	6
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3018
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 SOUTH ST, GORHAM, ME 04038-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 14, 2020	Loan Modification, Mortgage PENNYMAC
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Nov 19, 2018
Deed Document Number	201925293
Deed Book / Page	35716 / 304
Transfer Doc	0352960191
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	285 SOUTH ST, GORHAM, ME 04038-1938
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406870065
Date	Apr 8, 2024
Book Page	40687/65
Instrument	11075

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GORHAM ME
Property Address	285 SOUTH ST, GORHAM, ME 04038-1938
Document Number	0376290064
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SOUTH ST GORHAM ME 040381938, GORHAM, ME 04038-1938

Mortgage

Document Number	0376290064
Date	Dec 29, 2020
Book Page	037629/000064
Instrument	86530

Lender

Name	PENNYMAC
Address	ALPAUGH, CA 93201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jun 14, 2019
Property Address	285 SOUTH ST, GORHAM, ME 04038-1938
Document Number	0357160304
Book / Page	35716 / 304
Instrument Date	Jun 14, 2019
Instrument	25293
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 STEVENS AVE # 1, 1, PORTLAND, ME 04103-2604

Mortgage

Document Number	0000025294
Date	Jun 14, 2019
Instrument	25294

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Nov 19, 2018
Property Address	285 SOUTH ST, GORHAM, ME 04038-1938
Document Number	0352960193
Book / Page	035296 / 000193
Instrument Date	Nov 16, 2018
Instrument	58926
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PEDUAWKET TRL STANDISH ME 04084, STANDISH, ME 04084

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,527.00 (+3.76%)	$305,900 (+3.07%) Land $57,900 Building $248,000
2024	$4,363.00 (+14.39%)	$296,800 (-) Land $57,900 Building $238,900
2022	$3,814.00	$296,800 Land $57,900 Building $238,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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