285 Snuff Mill Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 285 Snuff Mill Rd, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1900
Lot Size	0.999 acres (43,517 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Sep 2003)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:040 B:001`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:040 B:001`
Alternative APN	`29881`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	848 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,517 sqft (0.999 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	29881
Street Address	285 SNUFF MILL RD
City	SAUNDERSTOWN
State	RI
Zip	02874-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	1
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	1
Census Block	1009
Census Tract	50402

Owner

285 Snuff Mill Rd is owned and occupied by an individual who acquired it in November 2022.

Source: North Kingstown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	285 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on File
Deed Sale	Sep 19, 2003 · Amount on File
Prior Sale	Jun 25, 2002 · Amount on File
Deed Book / Page	1759 / 88
Last Transfer Date	Nov 15, 2022
Transfer Doc	003544-278
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Nov 21, 2022
Property Address	285 SNUFF MILL RD, SAUNDERSTOWN, RI 02874-3013
Document Number	003544-278
Book / Page	3544 / 278
Instrument Date	Nov 15, 2022
Instrument	5252
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SNUFF MILL RD, N KINGSTOWN, RI 02852

Mortgage

Document Number	003544-281
Date	Nov 21, 2022
Book Page	3544/281
Instrument	5253

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 285 Snuff Mill Rd was $5,729.

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00	$518,900 Land $276,800 Building $242,100	$554,824
2023	$5,895.00	$411,100 Land $228,500 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Snuff Mill Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	7 of 25
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Snuff Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20