Cape May County and West Cape May Borough property record for 285 Sixth Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1968 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,076 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00055-0000-00021 |
| Primary APN | 12-00055-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 285 SIXTH AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | OLD B79-L16A |
| Legal Block | 55 |
| Legal Lot Number | 21 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Feb 23, 2019 | Deed of Trust, Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 285 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Document Number | 0060460051 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | F/C TITLE SERVICES LLC, FC TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 SIXTH AVE WEST CAPE MAY NJ 082041118, WEST CAPE MAY, NJ 08204-1118 |
| Document Number | 0060460051 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 006046/000051 |
| Instrument | 85722 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | Mar 4, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 285 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Document Number | 0060460067 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 SIXTH AVE WEST CAPE MAY NJ 082041118, WEST CAPE MAY, NJ 08204-1118 |
| Document Number | 0060460067 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 006046/000067 |
| Instrument | 85723 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 936 Months |
| Due | Mar 4, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,100 (-) Land $162,800 Building $65,300 | $228,100 (-) Land $162,800 Building $65,300 | |
| 2025 | $228,100 (+3.12%) Land $162,800 Building $65,300 | $228,100 (+3.12%) Land $162,800 Building $65,300 | |
| 2024 | $3,076.00 (+11.98%) | ||
| 2023 | $221,200 Land $162,800 Building $58,400 | $221,200 Land $162,800 Building $58,400 | |
| 2022 | $2,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 8 condo units |
| Nearby Flood Claims | 117 (1978–2025) |
| Claims Outside the SFHA | 2 of 117 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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