285 Simpson Ln, Albany, KY 42602 Property Records

Clinton County property record for 285 Simpson Ln, Albany, KY 42602

Property Summary

Property Type	Vacant Land
Owner	Individual Name on Record
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Feb 2017 Construction Loan Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`033-00-00-013.15`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-013.15`
Alternative APNs	`8334` `8120`

Location & Zoning

Account Number	8120
Street Address	285 SIMPSON LN
City	ALBANY
State	KY
Zip	42602-7779
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 2 & 3 CUMBERLAND VIEW AT G H
Legal Subdivision	CUMBERLAND VIEW
Legal Lot Number	2-3
Jurisdiction	CLINTON KY
Township / Civil Division	CUMBERLAND CITY
Census Block Group	3
Census Block	3007
Census Tract	970100

Owner

Source: Clinton County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	704 POPLAR ST, ALBANY, KY 42602-1520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST & FARMERS NATIONAL BANK INC
Sep 11, 2019	Deed of Trust, Mortgage FIRST & FARMERS NATIONAL BANK INC
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 18, 2009	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
May 23, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000155510
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000183/311
Date	Feb 13, 2017
Book Page	183/311

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank
Address	ALBANY, KY 42602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 28, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG192/806
Date	Sep 11, 2019
Book Page	MTG 192/806
Instrument	152131

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank
Address	ALBANY, KY 42602

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Aug 27, 2034

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000203/782
Date	Feb 14, 2022
Book Page	203/782
Instrument	157680

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2032

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000151/149
Date	May 18, 2009
Book Page	151/149
Instrument	115680

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON KY
Recording Date	May 23, 2006
Property Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Document Number	000132/093
Book / Page	132 / 093
Map Reference	MB3 PG102
Instrument Date	May 19, 2006
Instrument	104878
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 E CUMBERLAND ST, ALBANY, KY 42602-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SIMPSON LN, ALBANY, KY 42602-7779
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 1, 2024

Property Jurisdictions

Type	Name
State	Kentucky
County	Clinton County
Unified School District	Clinton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (+15.27%)	$260,000 (-)	$260,000 (-)
2023	$2,181.00	$260,000	$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	Coliform assessment Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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