St. Johns County property record for 285 Silver Sage Ln, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,577 sqft · built 2017 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,314 (Sep 2017) |
| Tax Bill | $9,709 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2650 |
| Primary APN | 023713-2650 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,577 sqft Living Area |
| Gross Area | 4,280 sqft |
| 1st Floor Area | 2,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 285 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 265 OR4438/1636 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1D |
| Legal Phase | 1D |
| Legal Block | 1 |
| Legal Lot Number | 265 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-2650
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST |
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI COMMUNITY FIRST CU/FL |
| Sep 26, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INCORPORATED |
| Mar 07, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Mar 01, 2017 · Amount on Record |
| Deed Document Number | 201765088 |
| Deed Book / Page | 4438 / 1636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 0053010651 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 5301/651 |
| Instrument | 2021071172 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GREAT BEND, KS 67530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 0053701354 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 5370/1354 |
| Instrument | 2021101944 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 0048411904 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 SILVER SAGE LN ST AUGUSTINE FL 320959016, ST AUGUSTINE, FL 32095-9016 |
| Document Number | 0048411904 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 004841/001904 |
| Instrument | 90209 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 0044381636 |
| Book / Page | 4438 / 1636 |
| Map Reference | MB81 PG54-60 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017065088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 2017065089 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017065089 |
| Name | FIRST EQUITY MORTGAGE INCORPORATED |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 07, 2017 |
| Property Address | 285 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9016 |
| Document Number | 0043401895 |
| Book / Page | 004340 / 001895 |
| Instrument Date | Mar 06, 2017 |
| Instrument | 16176 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,130 (+2.53%) Land $110,000 Building $522,130 | $632,130 (-4.97%) Land $110,000 Building $522,130 | |
| 2025 | $9,709.00 (+9.51%) Homeowner's exemption | $616,557 (+2.9%) | $665,181 (-7.68%) Land $110,000 Building $555,181 |
| 2024 | $8,866.00 (+1.14%) Homeowner's exemption | $599,181 (+3%) | $720,495 (+4.3%) Land $120,000 Building $600,495 |
| 2023 | $8,766.00 (+2.07%) Homeowner's exemption | $581,729 (+3%) | $690,811 (+4.49%) Land $120,000 Building $570,811 |
| 2022 | $8,588.00 Homeowner's exemption | $564,785 | $661,095 Land $100,800 Building $560,295 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 206 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 478 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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