285 Silver Ln, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 285 Silver Ln, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 1984
Lot Size	0.05 acres (2,195 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Aug 2021)
Tax Bill	$8,238 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-16005-0000-00285`

Property Details

APN / Parcel Number

Primary APN	`15-16005-0000-00285`
Alternative APNs	`151600500285` `13017000`

Interior

Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	2,195 sqft (0.05 acres)
Lot Dimensions	61 ft deep x 36 ft wide

Location & Zoning

Account Number	13017000
Street Address	285 SILVER LN
City	OLD BRIDGE
State	NJ
Zip	08857-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	36X61
Legal Subdivision	FOXBOROUGH VILLAGE SEC IV-C
Legal Block	16005
Legal Lot Number	285
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2012
Census Tract	7804

Owner

285 Silver Ln is owned and occupied by an individual who bought it in August 2021.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	285 SILVER LN, OLD BRIDGE, NJ 08857-3341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Aug 13, 2008 · Amount on File
Deed Document Number	2021107242
Deed Book / Page	18592 / 468
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 23, 2021
Property Address	285 SILVER LN, OLD BRIDGE, NJ 08857-3341
Document Number	2021107242
Book / Page	18592 / 468
Instrument Date	Jul 7, 2021
Instrument	2021107242
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,773.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CANNON RD, 18, OLD BRIDGE, NJ 08857-4242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SILVER LN, OLD BRIDGE, NJ 08857-3341

Mortgage

Document Number	2021107243
Date	Aug 23, 2021
Instrument	2021107243

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 Silver Ln was $8,238, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,600 (-) Land $38,300 Building $94,300	$132,600 (-) Land $38,300 Building $94,300
2025	$8,238.00 (+10.03%)	$132,600 Land $38,300 Building $94,300	$132,600 Land $38,300 Building $94,300
2024	$7,487.00
2023		$132,600 Land $38,300 Building $94,300	$132,600 Land $38,300 Building $94,300
2022	$7,018.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Silver Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Silver Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20