Jackson County property record for 285 Sawmill Holw, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,892 sqft · built 2007 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,943 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7653-62-2650 |
| Primary APN | 7653-62-2650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,892 sqft Heated Area |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 1,662 sqft |
| Unfinished Basement | 1,662 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 285 SAWMILL HOLW |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYLVA VISTA |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950300 |
285 Sawmill Holw, a single family home, is owned by two individuals.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 691, SYLVA, NC 28779-0691 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 285 SAWMILL HOLW, SYLVA, NC 28779 |
| Document Number | 0022650937 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 SAWMILL HOLW SYLVA NC 28779, SYLVA, NC 28779 |
| Document Number | 0022650937 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 002265/000937 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 28, 2050 |
The 2025 property tax bill for 285 Sawmill Holw was $1,943.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $511,545 Land $82,920 Building $428,625 | |
| 2025 | $1,943.00 | |
| 2023 | $1,323.00 | $348,260 Land $97,260 Building $251,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 285 Sawmill Holw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Sawmill Holw is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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