285 Sand Rd, Henderson, TN 38340 Property Records

Chester County property record for 285 Sand Rd, Henderson, TN 38340 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,426 sqft · built 1973
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Tax Bill	$694 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012052 03800`

Property Details

APN / Parcel Number

Primary APN	`012052 03800`
Alternative APN	`052 03800 00009052`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,479 sqft
Finished Basement	1,215 sqft
Unfinished Basement	264 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	90,605 sqft (2.08 acres)
Terrain	Rolling
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	285 SAND RD
City	HENDERSON
State	TN
Zip	38340-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: T50
Jurisdiction	CHESTER TN
Township / Civil Division	3
Census Block Group	3
Census Block	3019
Census Tract	970302

Owner

Source: Chester County records · APN 012052 03800

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 SAND RD, HENDERSON, TN 38340-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 09, 2021	Intrafamily Transfer, Transfer
Feb 03, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 09, 2021
Transfer Doc	0004700527
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	285 SAND RD, HENDERSON, TN 38340-1235
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005120763
Date	Jan 02, 2024
Book Page	512/763
Instrument	75055

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2044

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER TN
Recording Date	Feb 09, 2021
Property Address	285 SAND RD, HENDERSON, TN 38340-1235
Document Number	0004700527
Book / Page	470 / 527
Instrument Date	Feb 09, 2021
Instrument	66405
Transaction Type	Transfer
Record Updated	Aug 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SAND RD, HENDERSON, TN 38340-7486

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER TN
Recording Date	Feb 03, 2020
Property Address	285 SAND RD, HENDERSON, TN 38340-1235
Document Number	0004550381
Book / Page	000455 / 000381
Instrument Date	Feb 03, 2020
Instrument	63443
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MALESUS DR JACKSON TN 38301, JACKSON, TN 38301

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00	$34,075 (-)	$136,300 (-) Land $12,900 Building $123,400
2025	$694.00 (+20.07%)	$34,075 (+46.56%)	$136,300 (+46.56%) Land $12,900 Building $123,400
2023	$578.00	$23,250	$93,000 Land $9,800 Building $83,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Aeneas Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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