285 Sam Allen Rd, Roper, NC 27970 Property Records

Washington County property record for 285 Sam Allen Rd, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	2 ba · 608 sqft · built 1995
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Aug 2014)
Tax Bill	$2,543 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7841.04-84-6558`

Property Details

APN / Parcel Number

Primary APN	`7841.04-84-6558`
Alternative APN	`2731`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	608 sqft Base Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood
Lot Area	14,505 sqft (0.333 acres)
Terrain	Above Road/Slope
Garage Area	552 sqft
Porch	Porch
Porch Area	185 sqft
Deck Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2731
Street Address	285 SAM ALLEN RD
City	ROPER
State	NC
Zip	27970-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLAIR SHORES
Legal Lot Number	23BNORT
Jurisdiction	WASHINGTON NC
Township / Civil Division	SKINNERSVILLE
Census Block Group	1
Census Block	1001
Census Tract	950100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 SAM ALLEN RD, ROPER, NC 27970-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 6, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU
May 3, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	488 / 385
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	285 SAM ALLEN RD, ROPER, NC 27970-9507
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PETERS LN, NEWPORT NEWS, VA 23606-3913

Mortgage

Document Number	000545/328
Date	Dec 29, 2022
Book Page	545/328
Instrument	318021

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year TN
Margin	2
Max Rate	10.6%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON NC
Recording Date	Dec 6, 2022
Property Address	285 SAM ALLEN RD, ROPER, NC 27970-9507
Document Number	000544/808
Book / Page	544 / 808
Map Reference	SL 45&46
Instrument Date	Dec 5, 2022
Instrument	317908
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SAM ALLEN RD, ROPER, NC 27970-9507

Mortgage

Document Number	0000317909
Date	Dec 6, 2022
Instrument	317909

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year TN
Margin	2
Max Rate	11.6%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	285 SAM ALLEN RD, ROPER, NC 27970-9507
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000540/926
Date	May 3, 2022
Book Page	540/926
Instrument	317024

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	EDENTON, NC 27932

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,543.00 (+15.22%)	$259,700 (-) Land $90,000 Building $169,700
2025			$259,700 (-) Land $90,000 Building $169,700
2023		$259,700 Land $90,000 Building $169,700	$259,700 (-) Land $90,000 Building $169,700
2022	$2,207.00		$259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless · DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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