285 Saffron Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 285 Saffron Ave, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,642 sqft · built 2020
Lot Size0.355 acres (15,462 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jul 2020)
Tax Bill$2,425 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN46-05-15-0-000-003.887

Property Details

APN / Parcel Number

Primary APN46-05-15-0-000-003.887
Alternative APNs
  • 284341
  • 373639

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,642 sqft Heated Area
1st Floor Area2,642 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,462 sqft (0.355 acres)
Lot Dimensions107 ft deep x 144 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number373639
Street Address285 SAFFRON AVE
CityFAIRHOPE
StateAL
Zip36532-7654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description144.5' X 107' LOT 37 EDINGTON PLACE PH 2 SLIDE 2236-B IN THE CITY OF FAIRHOPE SEC 15-T6S-R2E (WBOS) LEASE IN#1846328
Legal SubdivisionEDINGTON PLACE PH 2
Legal Phase2
Legal Lot Number37
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group3
Census Block3012
Census Tract11104

Owner

Source: Baldwin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address285 SAFFRON AVE, FAIRHOPE, AL 36532-7654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
GMFS
Nov 8, 2019Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK
Mar 25, 2019Warranty Deed, Transfer · Conventional Mortgage
SB&T BK
Mar 25, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Deed Document Number20201846399
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address285 SAFFRON AVE, FAIRHOPE, AL 36532-7654
Document Number0001846400
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 SAFFRON AVE FAIRHOPE AL 36532, FAIRHOPE, AL 36532

Mortgage

Document Number0001846400
DateJul 30, 2020
Instrument1846400
Lender
NameGMFS
AddressBATON ROUGE, LA 70806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALDWIN AL
Recording DateNov 8, 2019
Property Address285 SAFFRON AVE, FAIRHOPE, AL 36532-7654
Instrument DateApr 19, 2019
Instrument1794344
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressHAVEN DR GULF SHORES AL 36542, GULF SHORES, AL 36542
InvestorPossibly a Property Investor

Mortgage

Document Number0001794344
DateNov 8, 2019
Instrument1794344
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 25, 2019
Property Address285 SAFFRON AVE, FAIRHOPE, AL 36532-7654
Document Number0001749847
Instrument DateMar 20, 2019
Instrument1749847
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number1749848
DateMar 25, 2019
Instrument1749848
Lender
NameSB&T BK
TypeBank
AddressMOBILE, AL 36609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALDWIN AL
Recording DateMar 25, 2019
Property Address285 SAFFRON AVE, FAIRHOPE, AL 36532-7654
Document Number0001749846
Instrument DateMar 20, 2019
Instrument1749846
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2.50
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressSAFFRON AVE FAIRHOPE AL 36532, FAIRHOPE, AL 36532
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,425.00 (+6.36%)$53,700 (+8.31%) Land $9,100 Building $44,600$536,800 (+8.27%) Land $90,900 Building $445,900
2023$2,280.00 (-42.45%)$49,580 (-42.44%)$495,800 (+15.11%) Land $83,000 Building $412,800
2022$3,962.00 (+15.04%)$86,140$430,700 Land $78,000 Building $352,700
2021$3,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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