285 S Wall St, Macon, IL 62544 Property Records

Macon County property record for 285 S Wall St, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,760 sqft · built 1948
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-16-32-282-010`

Property Details

APN / Parcel Number

Primary APN	`16-16-32-282-010`
Alternative APN	`16-32-282-010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	161632282010
Street Address	285 S WALL ST
City	MACON
State	IL
Zip	62544-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RR ADD TO TOWN OF MACON LOT 7 & 8 BLK 24 04BK3498/160 IRREG BK2560/810 TIF
Legal Range	02E
Legal Township	15N
Legal Section	32
Legal Subdivision	RR ADD TO TOWN OF MACON
Legal Block	24
Legal Lot Number	7,8
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	1
Census Block	1028
Census Tract	2602

Owner

285 S Wall St is owned and occupied by two individuals.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 S WALL ST, MACON, IL 62544-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 14, 2017	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	285 S WALL ST, MACON, IL 62544-9770
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004872/261
Date	Jan 4, 2022
Book Page	4872/261
Instrument	1990918

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 14, 2017
Property Address	285 S WALL ST, MACON, IL 62544-9770
Document Number	4547/285
Book / Page	4547 / 285
Map Reference	PL 4 PG 406
Instrument Date	Feb 8, 2017
Instrument	1915133
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	785 S WILLOW ST, DECATUR, IL 62522-2850

Mortgage

Document Number	4547/287
Date	Feb 14, 2017
Book Page	4547/287
Instrument	1915134

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	DECATUR, IL 62526

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 285 S Wall St was $2,924 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00	$45,669 Land $5,986 Building $39,683	$137,021 Land $17,960 Building $119,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 S Wall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 285 S Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOODY COMMUNITY WATER COMPANY serves 232 people · EPA ID IL1150020
Water Source	Purchased groundwater from MACON
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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