285 S Red Rock St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 285 S Red Rock St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,530 sqft · built 1995
Lot Size	0.263 acres (11,456 sqft)
Owner	Individual Name on Record
Last Sale	$745,000 (Jul 2026)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale + 7 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-459`

Property Details

APN / Parcel Number

Primary APN	`304-22-459`
Alternative APN	`304224590`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	1,820 sqft
2nd Floor Area	1,710 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,456 sqft (0.263 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 S RED ROCK ST
City	GILBERT
State	AZ
Zip	85296-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374-19
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	VAL VISTA
Legal Lot Number	282
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422511

Owner

Source: Maricopa County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME LENDING
Nov 20, 2023	Beneficiary Deed, Transfer
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Mar 29, 2018	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON FEDERAL NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	2026435021
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	0000596442
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2026
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Document Number	0000435021
Instrument Date	Jun 22, 2026
Instrument	2026435021
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Mortgage

Document Number	0000435022,
Date	Jul 22, 2026
Instrument	2026435022

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 20, 2023
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Document Number	0000596442
Map Reference	MB 374 PG 19
Instrument Date	Nov 17, 2023
Instrument	20230596442
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Mortgage

Document Number	0000314025
Date	Apr 8, 2022
Instrument	20220314025

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Mortgage

Document Number	0000757295
Date	Jul 12, 2021
Instrument	20210757295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056461
Date	Jan 24, 2018
Instrument	20180056461

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234257
Date	Mar 29, 2018
Instrument	20180234257

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Feb 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367153
Date	Apr 29, 2020
Instrument	20200367153

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Mortgage

Document Number	0000919933
Date	Sep 29, 2020
Instrument	20200919933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 15, 2019
Property Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955
Document Number	0000180657
Map Reference	DOC1994-0680278
Instrument Date	Feb 27, 2019
Instrument	20190180657
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 S RED ROCK ST, 285, GILBERT, AZ 85296-1955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	285 S RED ROCK ST, GILBERT, AZ 85296-1955

Mortgage

Document Number	0000180658
Date	Mar 15, 2019
Instrument	20190180658

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,580 (+77.12%)	$635,800 (+6.23%) Land $127,100 Building $508,700
2025	$2,725.00 (+3.26%)	$35,897 (-43.44%)	$598,500 (-5.7%) Land $119,700 Building $478,800
2024		$63,470 (+19.98%)	$634,700 (+19.98%) Land $126,900 Building $507,800
2023	$2,639.00 (+3.25%)	$52,900 Land $10,580 Building $42,320	$529,000 Land $105,800 Building $423,200
2022	$2,556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, Verizon.

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