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285 S Outer Dr, Saginaw, MI 48601 Property Records

Saginaw County property record for 285 S Outer Dr, Saginaw, MI 48601

Property Summary

Property TypeCommercial
Details1,216 sqft
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Oct 2021)
Tax Bill$2,191 (2025)
Deeds & MortgagesOct 2021 Sale
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-12-5-20-1302-001

Property Details

APN / Parcel Number

Primary APN10-12-5-20-1302-001

Interior

Stories1 Story
Building Area1,216 sqft Total Area
1st Floor Area1,216 sqft

Exterior

Fire ResistanceMasonry Walls, Wood Interior
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions181 ft deep x 101 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address285 S OUTER DR
CitySAGINAW
StateMI
Zip48601-6332
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-1 COM
Legal DescriptionPART OF LOT 13 CATHERINE B MOILES SUB-DIV COM ON N LINE OF JANES RD 16.7 FT E OF W LINE OF LOT 13 TH NLY 454.5 FT TH ELY
Legal Range05E
Legal Township12N
Legal Section20
Legal SubdivisionCATHERINE B MOILES SUBDIVISION
Legal Lot Number13
Legal Unit13
JurisdictionSAGINAW MI
Township / Civil DivisionBUENA VISTA
Census Block Group3
Census Block3074
Census Tract10800

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 S 30TH ST, SAGINAW, MI 48601-6550
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Warranty Deed, Transfer
TRANSNATION TITLE AGENCY/MI, TRANSNATION TITLE AGCY OF MI
Sep 23, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 4, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleSep 23, 2016 · Amount on Record
Deed Document Number202133446
Prior Transfer DateSep 23, 2021
Prior Transfer Doc0000031056
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateOct 15, 2021
Property Address285 S OUTER DR, SAGINAW, MI 48601-6332
Document Number0000033446
Instrument DateOct 13, 2021
Instrument2021033446
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyTRANSNATION TITLE AGENCY/MI, TRANSNATION TITLE AGCY OF MI

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8191 BEECHER RD, FLUSHING, MI 48433-9401

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S 30TH ST, SAGINAW, MI 48601-6550

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateSep 23, 2021
Property Address285 S OUTER DR, SAGINAW, MI 48601-6332
Document Number0000031056
Instrument DateSep 23, 2021
Instrument2021031056
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address608 16TH ST, BAY CITY, MI 48708-7225

Transferred To (Grantee/Buyer)

NameVerified Name
Address8191 BEECHER RD, FLUSHING, MI 48433-9401

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAGINAW MI
Recording DateSep 4, 2018
Property Address285 S OUTER DR, SAGINAW, MI 48601-6332
Document Number0000023119
Instrument DateJul 9, 2018
Instrument23119
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address609 16TH ST BAY CITY MI 487087224, BAY CITY, MI 48708-7224

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBuena Vista Charter Township
Unified School DistrictSaginaw City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,500 (+16.1%)$75,000 (+16.1%)
2025$2,191.00 (+15.01%)
2023$32,300 (+12.54%)$64,600 (+12.54%)
2022$1,905.00 (+7.26%)$28,700$57,400
2021$1,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims17 (1986–2026)
Claims Outside the SFHA1 of 17
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUENA VISTA TOWNSHIP
serves 8,676 people · EPA ID MI0000980
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionMar 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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