285 S Front St, Macon, IL 62544 Property Records

Macon County property record for 285 S Front St, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,614 sqft · built 1933
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2024)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-16-32-280-014`

Property Details

APN / Parcel Number

Primary APN	`16-16-32-280-014`
Alternative APN	`16-32-280-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	916 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Porch	Slab
Porch Area	36 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	161632280014
Street Address	285 S FRONT ST
City	MACON
State	IL
Zip	62544-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RR ADD TO TOWN OF MACON LOT 1 & 2 BLK 25 130X100 TIF
Legal Subdivision	RR ADD TO TOWN OF MACON
Legal Block	25
Legal Lot Number	1,2
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	2
Census Block	2095
Census Tract	2602

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 S FRONT ST, MACON, IL 62544-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 6, 2024	Warranty Deed, Transfer
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage DEWITT SAVINGS BANK
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 3, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	202411635
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	285 S FRONT ST, MACON, IL 62544-9510
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004803/446
Date	Feb 22, 2021
Book Page	4803/446
Instrument	1974673

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Dec 6, 2024
Property Address	285 S FRONT ST, MACON, IL 62544-9510
Document Number	2024R011635
Map Reference	BK 4 PG 406
Instrument Date	Nov 27, 2024
Instrument	2024R-011635
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EASTMORELAND DR, DECATUR, IL 62521-3816

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	285 S FRONT ST, MACON, IL 62544
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4803/446
Date	Feb 22, 2021
Book Page	4803/446
Instrument	1974673

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 4, 2018
Property Address	285 S FRONT ST, MACON, IL 62544-9510
Document Number	004624/463
Book / Page	4624 / 463
Instrument Date	May 29, 2018
Instrument	1933836
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W MAIN ST, CLINTON, IL 61727-1616

Mortgage

Document Number	004624/464
Date	Jun 4, 2018
Book Page	4624/464
Instrument	1933837

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Jun 27, 2017
Property Address	285 S FRONT ST, MACON, IL 62544-9510
Document Number	004569/680
Book / Page	4569 / 680
Map Reference	MB 4 PG 406
Instrument Date	Jun 26, 2017
Instrument	1920649
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S WALL ST, MACON, IL 62544-9602

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 3, 2013
Property Address	285 S FRONT ST, MACON, IL 62544-9510
Document Number	004313/795
Book / Page	4313 / 795
Map Reference	MB4 PG406
Instrument Date	Jun 14, 2013
Instrument	1857219
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 W FRICK ST, MACON, IL 62544-4282

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00	$49,693 Land $5,986 Building $43,707	$149,094 Land $17,960 Building $131,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOODY COMMUNITY WATER COMPANY serves 232 people · EPA ID IL1150020
Water Source	Purchased groundwater from MACON
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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