Lake County property record for 285 S Fork Dr, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,335 sqft · built 1990 |
| Lot Size | 0.337 acres (14,697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Jan 2024) |
| Tax Bill | $10,150 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-310-007 |
| Primary APN | 07-21-310-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 3,837 sqft |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 1,053 sqft |
| Upper Floors Area | 1,053 sqft |
| Basement Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,697 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 285 S FORK DR |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHRIDGE UNIT 4; LOT LOT 237 |
| Legal Subdivision | SOUTHRIDGE UNIT 4 |
| Legal Lot Number | 237 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 861603 |
285 S Fork Dr is owned and occupied by an individual who bought it in January 2024.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 S FORK DR, GURNEE, IL 60031-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 3, 2022 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | May 20, 2004 · Amount on File |
| Deed Document Number | 20248015444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 19, 2024 |
| Property Address | 285 S FORK DR, GURNEE, IL 60031-2537 |
| Document Number | 0008015444 |
| Map Reference | DOC 2828138 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 8015444 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 S FORK DR, GURNEE, IL 60031-2537 |
| Document Number | 0008015445 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 8015445 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 285 S FORK DR, GURNEE, IL 60031-2537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007858291 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 7858291 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 115 Months |
| Due | Aug 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,727 Land $21,843 Building $119,884 | $425,224 Land $65,536 Building $359,688 | |
| 2024 | $10,150.00 (-4.11%) | ||
| 2023 | $10,585.00 (+10.64%) | $116,118 (+1.33%) Land $18,208 Building $97,910 | $348,388 (+1.33%) Land $54,629 Building $293,759 |
| 2022 | $9,567.00 | $114,595 Land $20,368 Building $94,227 | $343,819 Land $61,110 Building $282,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 S Fork Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 285 S Fork Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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