285 S 2nd St, Oaks, OK 74359 Property Records

Delaware County property record for 285 S 2nd St, Oaks, OK 74359 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1969
Lot Size	657 acres (28,618,920 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2025)
Tax Bill	$643 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N23E-34-0-90486-002-0008`

Property Details

APN / Parcel Number

Primary APN	`20N23E-34-0-90486-002-0008`
Alternative APNs	`0013462` `13462`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Metal
Lot Area	28,618,920 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13462
Street Address	285 S 2ND ST
City	OAKS
State	OK
Zip	74359-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHEROKEE HTS AMD #2 LOT 8 BLOCK 2 ALSO DESCRIBED AS: BEG 1830' S & 660' E OF NW COR SW; E 193.34'; S 150'; W 193.34'; N 150'
Legal Range	23E
Legal Township	20N
Legal Section	34
Legal Subdivision	OAKS-CHEROKEE HTS AMD #2
Legal Block	2
Legal Lot Number	8
Jurisdiction	DELAWARE OK
Township / Civil Division	KANSAS
Census Block Group	3
Census Block	3043
Census Tract	376100

Owner

Source: Delaware County records · APN 20N23E-34-0-90486-002-0008

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 S 2ND ST, OAKS, OK 74359-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
May 12, 2022	Personal Representative Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	I-2025-007668
Deed Book / Page	2610 / 819
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 08, 2025
Property Address	285 S 2ND ST, OAKS, OK 74359-2048
Document Number	002610/819
Book / Page	2610 / 819
Instrument Date	Sep 02, 2025
Instrument	I-2025-007668
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S 2ND ST, OAKS, OK 74359-2048

Mortgage

Document Number	I2025007669
Date	Sep 08, 2025
Instrument	I-2025-007669

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Mortgage

Document Number	002610/840
Date	Sep 08, 2025
Book Page	2610/840
Instrument	I-2025-007670

Lender

Name	THE HOUSING AUTHORITY OF THE CHEROKEE NA
Type	Government Agency
Address	TAHLEQUAH, OK 74465

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 05, 2035

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DELAWARE OK
Recording Date	May 12, 2022
Property Address	285 S 2ND ST, OAKS, OK 74359-2048
Document Number	002440/303
Book / Page	2440 / 303
Instrument Date	Jan 03, 2022
Instrument	I-2022-004687
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 PUEBLO PUYE, SANTA FE, NM 87507-2564

Mortgage

Document Number	I2022004688
Date	May 12, 2022
Instrument	I-2022-004688

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Oaks Town
Unified School District	Oaks-Mission Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,120 (+2.99%) Land $1,213 Building $7,907	$85,004 (+10.39%) Land $10,550 Building $74,454
2024	$643.00	$8,855 (-0.01%) Land $1,213 Building $7,642	$77,000 (-) Land $10,550 Building $66,450
2023	$643.00	$8,856 Land $610 Building $8,246	$77,000 Land $5,300 Building $71,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 78% of the US · above 50% of Oklahoma
Wildfire Likelihood	About 1 in 187 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Salina Spavinaw Telephone Company	Fiber	1,000 / 1,000

May also be available at this address: Verizon, Lake Region Technology & Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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