285 Rule Rd, Imlay City, MI 48444 Property Records

Lapeer County property record for 285 Rule Rd, Imlay City, MI 48444 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1971
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Jul 1998)
Tax Bill	$714 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-016-003-00`

Property Details

APN / Parcel Number

Primary APN	`011-016-003-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	28,750 sqft (0.66 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 RULE RD
City	IMLAY CITY
State	MI
Zip	48444-9498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 24 602 040 00 SEC 16 T7N R12E S 112 FT OF N 257 FT OF E 257 FT OF NE 1/4 OF NE 1/4. .66 A.
Legal Range	12E
Legal Township	07N
Legal Section	16
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY
Census Block Group	1
Census Block	1045
Census Tract	339000

Owner

Source: Lapeer County records · APN 011-016-003-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 RULE RD, IMLAY CITY, MI 48444-9498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 25, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Oct 02, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 1998 · Amount on Record
Deed Sale	Jul 22, 1998 · Amount on Record
Deed Book / Page	1106 / 614
Last Transfer Date	May 20, 2025
Transfer Doc	0034610033
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	285 RULE RD, IMLAY CITY, MI 48444-9498
Document Number	0030580202
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 RULE RD IMLAY CITY MI 484449498, IMLAY CITY, MI 48444-9498

Mortgage

Document Number	0030580202
Date	Oct 31, 2019
Book Page	003058/000202

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 30, 2047

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 20, 2018
Property Address	285 RULE RD, IMLAY CITY, MI 48444-9498
Document Number	0029450737
Book / Page	002945 / 000737
Instrument Date	Feb 19, 2018
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 RULE RD IMLAY CITY MI 484449498, IMLAY CITY, MI 48444-9498

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	285 RULE RD, IMLAY CITY, MI 48444-9498
Document Number	0029340001
Book / Page	002934 / 000001
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2018
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 RULE RD IMLAY CITY MI 484449498, IMLAY CITY, MI 48444-9498

Mortgage

Document Number	0029340001
Date	Dec 04, 2017
Book Page	002934/000001

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 02, 2017
Property Address	285 RULE RD, IMLAY CITY, MI 48444-9498
Document Number	0029210316
Book / Page	002921 / 000316
Instrument Date	Oct 02, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 RULE RD IMLAY CITY MI 484449498, IMLAY CITY, MI 48444-9498

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Imlay Township
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (-35.56%) Homeowner's exemption	$91,900 (+9.27%)	$183,800 (+9.27%)
2024	$1,108.00 (+3.07%)
2023		$84,100	$168,200
2022	$1,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873390001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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