285 Ruffian Trl, Corbin, KY 40701 Property Records

Whitley County property record for 285 Ruffian Trl, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2009
Lot Size	0.62 acres (27,023 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2021)
Tax Bill	$834 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-40-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`084-40-01-009.00`
Alternative APN	`135892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,023 sqft (0.62 acres)
Terrain	Rolling
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	285 RUFFIAN TRL
City	CORBIN
State	KY
Zip	40701-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SPLT LVL HS & LT 285 @ TATTERSALL
Legal Subdivision	TATTERSALL
Legal Lot Number	285
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	1
Census Block	1016
Census Tract	920302

Owner

285 Ruffian Trl is owned and occupied by an individual who bought it in June 2021.

Source: Whitley County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	285 RUFFIAN TRL, CORBIN, KY 40701-8575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
May 26, 2011	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Deed Document Number	2021273430
Deed Book / Page	562 / 488
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jun 16, 2021
Property Address	285 RUFFIAN TRL, CORBIN, KY 40701-8575
Document Number	00D562/488
Book / Page	D562 / 488
Map Reference	MB 3 PG 51
Instrument Date	Jun 11, 2021
Instrument	273430
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 BROOKSIDE CONDOS, CORBIN, KY 40701-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 RUFFIAN TRL, CORBIN, KY 40701-8575

Mortgage

Document Number	000M676163
Date	Jun 16, 2021
Instrument	M676/163

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jun 11, 2054

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	May 26, 2011
Property Address	285 RUFFIAN TRL, CORBIN, KY 40701-8575
Document Number	000502/212
Book / Page	502 / 212
Instrument Date	May 25, 2011
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	SANDRA J. REEVES, THE REEVES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 689, CORBIN, KY 40702-0689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 RUFFIAN TRL, CORBIN, KY 40701-8575
Investor	Possibly a Property Investor

Mortgage

Document Number	0000537/48
Date	May 26, 2011
Book Page	537/48

Lender

Name	USDA
Type	Government Agency
Address	66889

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	May 25, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 285 Ruffian Trl was $834.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00	$257,500	$257,500
2023	$867.00	$257,500	$257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Ruffian Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Ruffian Trl is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Zetalink Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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