285 Riverway Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 285 Riverway Dr, Vero Beach, FL 32963

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	4 bd · 3.5 ba · 3,772 sqft · built 1987
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Jul 2021)
Tax Bill	$15,690 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-40-16-00014-0000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-16-00014-0000-00010.0`
Alternative APN	`96004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,772 sqft Living Area
Gross Area	4,438 sqft
1st Floor Area	2,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Tile
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	195 ft deep x 107 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Screened Porch
Porch Area	888 sqft
Deck Area	360 sqft
Patio Area	928 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 RIVERWAY DR
City	VERO BEACH
State	FL
Zip	32963-2645
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Local Zoning Code	RS-3
Legal Description	SEAGROVE WEST LOT 10 PBI 11-66
Legal Range	40E
Legal Township	33S
Legal Section	16
Legal Subdivision	SEAGROVE WEST
Legal Lot Number	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1011
Census Tract	50508

Owner

Source: Indian River County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 RIVERWAY DR, VERO BEACH, FL 32963-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jun 30, 2009 · Amount on Record
Deed Document Number	202153851
Deed Book / Page	3448 / 372
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0021692031
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 28, 2021
Property Address	285 RIVERWAY DR, VERO BEACH, FL 32963-2645
Document Number	0034480372
Book / Page	3448 / 372
Map Reference	MB 11 PG 66
Instrument Date	Jul 26, 2021
Instrument	3120210053851
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 RIVERWAY DR, VERO BEACH, FL 32963-2635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 WILDWINDS DR, BAY HARBOR, MI 49770-8032

Mortgage

Document Number	0003448374
Date	Jul 28, 2021
Instrument	3448/374

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,690.00 (-48.56%) Homeowner's exemption	$1,144,107 (-51.47%)	$1,645,749 (-30.2%) Land $1,629,969 Building $15,780
2023	$30,504.00 (+16.07%)	$2,357,742 (+26.54%) Land $996,092 Building $1,361,650	$2,357,742 (+26.54%) Land $996,092 Building $1,361,650
2022	$26,281.00	$1,863,169 Land $996,092 Building $867,077	$1,863,169 Land $996,092 Building $867,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	406 units insured incl. 96 condo units
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20