Cascade County property record for 285 Riverfront Ln, Great Falls, MT 59404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,278 sqft · built 1978 |
| Lot Size | 5.84 acres (254,390 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,204 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R0255004 |
| Primary APN | R0255004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 864 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 254,390 sqft (5.84 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 208 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005797700 |
|---|---|
| Street Address | 285 RIVERFRONT LN |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-6238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S31, T21 N, R02 E, IN NE4 MK 13 B |
| Legal Range | 02E |
| Legal Township | 21N |
| Legal Section | 31 |
| Legal Subdivision | CERTIFICCATE OF SURVEY NO 1274 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS NORTH |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10100 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 RIVERFRONT LN, GREAT FALLS, MT 59404-6238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Loan Assumption NAVY FCU |
| Sep 5, 2019 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 285 RIVERFRONT LN, GREAT FALLS, MT 59404-6238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | FIDELITY |
| Name | Verified Name |
|---|
| Document Number | 00R0412211 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | R0412211 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 285 RIVERFRONT LN, GREAT FALLS, MT 59404-6238 |
| Document Number | 0000377825 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 RIVERFRONT LN GREAT FALLS MT 594046238, GREAT FALLS, MT 59404-6238 |
| Document Number | 0000377825 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 377825 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 15, 2029 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Vaughn Elementary School District (PK - 08) |
| Secondary School District | Simms High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 (-13.47%) | $440,492 (-6.46%) | |
| 2025 | $2,547.00 (-5.98%) | $470,900 (+29.51%) | $440,492 (+21.15%) Land $180,372 Building $260,120 |
| 2023 | $2,709.00 | $363,600 | $363,600 Land $121,524 Building $242,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (1981–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN PRAIRIE WATER DISTRICT serves 350 people · EPA ID MT0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 48 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Konceptio Data Services Fixed Wireless | 45 / 18 |
| Montana Internet Fixed Wireless | 25 / 5 |
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