285 Rivercrest Rd, Valley Mills, TX 76689 Property Records

McLennan County property record for 285 Rivercrest Rd, Valley Mills, TX 76689

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,976 sqft · built 2006
Lot Size0.539 acres (23,522 sqft)
OwnerIndividual Name on Record
Tax Bill$994 (2024)
Deeds & MortgagesSep 2020 Loan Modification
Apr 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN460755000057006

Property Details

APN / Parcel Number

Primary APN460755000057006
Alternative APNs
  • 4607550000570060101
  • 160759

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.539 acres)
Lot Dimensions170 ft deep x 140 ft wide
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area504 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number160759
Old Parcel Number4607550000570060101
Street Address285 RIVERCREST RD
CityVALLEY MILLS
StateTX
Zip76689-2761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRIVERCREST EST LOT 5 BLOCK 2 ACRES .54
Legal SubdivisionRIVERCREST EST
Legal Block2
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionCRAWFORD
Census Block Group1
Census Block1006
Census Tract4000

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address285 RIVERCREST RD, VALLEY MILLS, TX 76689-2761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Loan Modification, Mortgage
FIRST NAT'L BK
Apr 8, 2020Deed of Trust, Construction Loan · Construction Mortgage
FIRST NAT'L BK/BOSQUE CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2016
Deed SaleAug 25, 2016
Prior SaleFeb 28, 2011
Deed Document Number2016027947
Record UpdatedJun 8, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address285 RIVERCREST RD, VALLEY MILLS, TX 76689-2761
Document Number0000043375
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 AVENUE K VALLEY MLS VALLEY MILLS TX 76689, VALLEY MILLS, TX 76689

Mortgage

Document Number0000043375
DateDec 7, 2020
Instrument43375
Lender
NameFIRST NAT'L BK
TypeBank
AddressVALLEY MILLS, TX 76689
Agreement
AmountAmount Recorded
Term60 Months
DueDec 6, 2025

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateApr 8, 2020
Property Address285 RIVERCREST RD, VALLEY MILLS, TX 76689-2761
Document Number0000011440
Instrument DateMar 10, 2020
Instrument11440
Transaction TypeConstruction Loan
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 RIVERCREST RD VALLEY MILLS TX 766892761, VALLEY MILLS, TX 76689-2761

Mortgage

Document Number0000011440
DateApr 8, 2020
Instrument11440
Lender
NameFIRST NAT'L BK/BOSQUE CNTY
TypeBank
AddressVALLEY MILLS, TX 76689
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 7, 2021

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictValley Mills Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$305,300 (-21.84%) Land $25,380 Building $279,920$305,300 (-21.84%) Land $25,380 Building $279,920
2024$994.00 (+22.11%)
2023$390,630 Land $25,380 Building $365,250$390,630 Land $25,380 Building $365,250
2018$814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1998–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimMay 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 56% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERCREST WATER
private · serves 378 people · EPA ID TX1550089
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pathway Com-Tel
Fiber
5,000 / 5,000
Nextlink
Fixed Wireless
500 / 100

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