285 River Rd, Nyack, NY 10960 Property Records

Rockland County and Orangetown Town property record for 285 River Rd, Nyack, NY 10960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,052 sqft · built 1887
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$1,440,000 (Nov 2020)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`392401 75.22-1-17`

Property Details

APN / Parcel Number

Primary APN	`392401 75.22-1-17`
Alternative APNs	`240107502200010170000000` `0013126`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,052 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	1,356 sqft
Upper Floors Area	340 sqft
Attic Area	340 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Covered Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0013126
Old Parcel Number	240107502200010170000000
Street Address	285 RIVER RD
City	NYACK
State	NY
Zip	10960-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22
Legal Description	10/121/1102/28
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	1
Census Block	1013
Census Tract	13003

Owner

Source: Rockland County and Orangetown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	285 RIVER RD, NYACK, NY 10960-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 19, 2018	Deed, Transfer · ARM CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	0202035628
Deed Book / Page	2020 / 35628
Record Updated	Jun 8, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 25, 2020
Property Address	285 RIVER RD, NYACK, NY 10960-5001
Document Number	0000035628
Instrument Date	Nov 23, 2020
Instrument	2020-00035628
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	JADE NEW YORK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 N 7TH ST APT 11G, 11G, BROOKLYN, NY 11249-3792

Mortgage

Document Number	0000035629
Date	Nov 25, 2020
Instrument	2020-00035629

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.63%
Index	1-Year LIBOR

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 19, 2018
Property Address	285 RIVER RD, NYACK, NY 10960-5001
Document Number	0000007919
Instrument Date	Feb 28, 2018
Instrument	2018-00007919
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 OLD MILL LANE, WYCKOFF, NJ 07481

Mortgage

Document Number	0000007920
Date	Mar 19, 2018
Instrument	2018-00007920

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 28, 2018
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Municipality	Grand View-on-Hudson Village
Unified School District	South Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$379,200 (-) Land $110,400 Building $268,800	$1,110,720 (+4.36%) Land $323,374 Building $787,346
2023	$379,200 Land $110,400 Building $268,800	$1,064,272 Land $309,851 Building $754,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	15 (1979–2022)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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