285 River Rd E, Ogdensburg, NY 13669 Property Records

St. Lawrence County and Morristown Town property record for 285 River Rd E, Ogdensburg, NY 13669

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,556 sqft · built 1937
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$3,824 (2026)
Deeds & MortgagesApr 2023 Second Mortgage
Dec 2020 Mortgage
+ 2 more
APN406000 83.070-1-30

Property Details

APN / Parcel Number

Primary APN406000 83.070-1-30
Alternative APN
  • 40608908307000010300000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,556 sqft Living Area
1st Floor Area940 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions80 ft deep x 110 ft wide
View / LotWaterfront / Beach

Exterior Amenities

PorchSlab
Porch Area688 sqft
Patio Area160 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number406000 83.070-1-30
Street Address285 RIVER RD E
CityOGDENSBURG
StateNY
Zip13669-8211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number30.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionMORRISTOWN
Census Block Group4
Census Block4011
Census Tract492800

Owner

Source: St. Lawrence County and Morristown Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address285 RIVER RD E, OGDENSBURG, NY 13669-8211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NORTHERN CREDIT CORP
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN CU
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN CU
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
NBT BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address285 RIVER RD E, OGDENSBURG, NY 13669-8211
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 RIVER RD E, OGDENSBURG, NY 13669-8211

Mortgage

Document Number0000003952
DateApr 4, 2023
InstrumentR-2023-00003952
Lender
NameNORTHERN CREDIT CORP
TypeLending Institution
AddressWATERTOWN, NY 13601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueMar 28, 2038

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address285 RIVER RD E, OGDENSBURG, NY 13669-8211
Document Number0000014012
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 RIVER RD E OGDENSBURG NY 136698211, OGDENSBURG, NY 13669-8211

Mortgage

Document Number0000014012
DateDec 21, 2020
Instrument14012
Lender
NameNORTHERN CU
AddressWATERTOWN, NY 13601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 20, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address285 RIVER RD E, OGDENSBURG, NY 13669-8211
Document Number0000008957
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 RIVER RD E OGDENSBURG NY 136698211, OGDENSBURG, NY 13669-8211

Mortgage

Document Number0000008957
DateAug 31, 2020
Instrument8957
Lender
NameNORTHERN CU
AddressOGDENSBURG, NY 13669-8211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 30, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address285 RIVER RD E, OGDENSBURG, NY 13669-8211
Document Number0000014634
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyINDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 RIVER RD E OGDENSBURG NY 136698211, OGDENSBURG, NY 13669-8211

Mortgage

Document Number0000014634
DateOct 24, 2017
Instrument14634
Lender
NameNBT BK
TypeBank
AddressOGDENSBURG, NY 13669
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Lawrence County and Morristown Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionMorristown Town
Unified School DistrictMorristown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,824.00 (+0.05%) Homeowner's exemption
2025$3,822.00$132,000 (-) Land $100,000 Building $32,000$166,038 (+8.18%) Land $125,786 Building $40,252
2023$132,000 Land $100,000 Building $32,000$153,488 Land $116,279 Building $37,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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