Essex County and Andover Town property record for 285 River Rd, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,422 sqft · built 1959 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2010) |
| Tax Bill | $9,190 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00205 B:00032 L:00000 |
| Primary APN | ANDO M:00205 B:00032 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 3,512 sqft |
| Basement Area | 1,468 sqft |
| Unfinished Basement | 514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,647 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 285 RIVER RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRED FURNARI |
| Legal Block | 32 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records · APN ANDO M:00205 B:00032 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 RIVER RD, ANDOVER, MA 01810-6318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK |
| Aug 08, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on Record |
| Deed Sale | Jun 21, 2010 · Amount on Record |
| Deed Document Number | 201015327 |
| Deed Book / Page | 12074 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 285 RIVER RD, ANDOVER, MA 01810-6318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017850-187 |
|---|---|
| Date | Oct 06, 2023 |
| Book Page | 17850/187 |
| Instrument | 16617 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 285 RIVER RD, ANDOVER, MA 01810-6318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16790-220 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 16790/220 |
| Instrument | 6576 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 285 RIVER RD, ANDOVER, MA 01810-6318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15179-237 |
|---|---|
| Date | Aug 08, 2017 |
| Book Page | 15179/237 |
| Instrument | 20263 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 285 RIVER RD, ANDOVER, MA 01810-6318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16365-235 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 16365/235 |
| Instrument | 15531 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,190.00 (+2.17%) | $735,800 (+5.36%) Land $435,900 Building $299,900 | $883,500 |
| 2024 | $8,995.00 (+2.86%) | $698,400 (+9.09%) Land $425,400 Building $273,000 | |
| 2023 | $8,745.00 | $640,200 Land $394,000 Building $246,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092544021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010, other causes, Severe Storms And Flooding |
| Wildfire Risk | Low above 4% of the US · above 8% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures