285 River Mist Rd, Oneonta, AL 35121 Property Records

Blount County property record for 285 River Mist Rd, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,107 sqft · built 1994
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,042 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-0-000-006.002`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-0-000-006.002`
Alternative APNs	`031071` `31071` `44722`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,107 sqft Living Area
1st Floor Area	2,432 sqft
Upper Floors Area	675 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Area	192 sqft
Pool Area	800 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	44722
Street Address	285 RIVER MIST RD
City	ONEONTA
State	AL
Zip	35121-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW/SE--
Legal Range	01E
Legal Township	13S
Legal Section	33
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1000
Census Tract	50103

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 RIVER MIST RD, ONEONTA, AL 35121-6906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage REGIONS BANK
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 22, 2017	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Prior Sale	May 22, 2008 · Amount on Record
Deed Book / Page	2017 / 17569
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	285 RIVER MIST RD, ONEONTA, AL 35121-6906
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/47596
Date	Dec 30, 2021
Book Page	2021/47596
Instrument	10034376

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	164 Months
Due	Aug 21, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	285 RIVER MIST RD, ONEONTA, AL 35121-6906
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5776
Date	Feb 26, 2020
Book Page	2020/5776
Instrument	10014503

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	285 RIVER MIST RD, ONEONTA, AL 35121-6906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/15556
Date	Jun 22, 2017
Book Page	2017/15556

Lender

Name	REGIONS BANK
Type	Bank
Address	PINSON, AL 35126

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,042.00 (+6.97%)
2025	$1,909.00 (-0.1%)	$58,740 (-0.1%)	$587,040 (-0.09%) Land $223,400 Building $363,640
2024	$1,911.00 (+1.43%)	$58,800 (+1.41%) Land $15,240 Building $43,560	$587,540 (+1.42%) Land $152,300 Building $435,240
2023	$1,884.00 (+17.53%)	$57,980 (+17.51%) Land $14,380 Building $43,600	$579,340 (+17.54%) Land $143,700 Building $435,640
2022	$1,603.00	$49,340 Land $14,380 Building $34,960	$492,900 Land $143,700 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Mist Rd

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