285 Rippling Ln, Winter Park, FL 32789 Property Records

Orange County property record for 285 Rippling Ln, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 1954
Lot Size	0.68 acres (29,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Sep 2021)
Tax Bill	$14,414 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`02-22-29-8008-01-070`

Property Details

APN / Parcel Number

Primary APN	`02-22-29-8008-01-070`
Alternative APNs	`292202800801070` `332067` `337330` `341688`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,820 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,632 sqft (0.68 acres)
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	710 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	285 RIPPLING LN
City	WINTER PARK
State	FL
Zip	32789-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SHORES OF LAKE KILLARNEY SEC 2 T/91 LOT 7 & W 2 FT LOT 6 BLK A & SEE 02-22-29-8008-00-051 FOR AN UNDIVIDED INT IN LOT 5 BLK A DB 1030/347 & DB 2134/43
Legal Range	29E
Legal Township	22S
Legal Section	02
Legal Subdivision	SHORES OF LAKE KILLARNEY SEC 2
Legal Tract	8008
Legal Block	A
Legal Lot Number	7,6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3015
Census Tract	19000

Owner

285 Rippling Ln is owned and occupied by two individuals who bought it in September 2021.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK
Aug 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CASHCALL
May 2, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	2021537752
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0000446575
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 2, 2021
Property Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841
Document Number	20210537752
Map Reference	MB T PG 91
Instrument Date	Aug 31, 2021
Instrument	20210537752
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 RIPPLING LN, 285, WINTER PARK, FL 32789-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841

Mortgage

Document Number	20210537753
Date	Sep 2, 2021
Instrument	20210537753

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841
Document Number	0000449571
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 RIPPLING LN WINTER PARK FL 327892841, WINTER PARK, FL 32789-2841

Mortgage

Document Number	0000449571
Date	Jul 31, 2018
Instrument	449571

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2033

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 11, 2017
Property Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841
Document Number	0000446575
Instrument Date	Aug 1, 2017
Instrument	446575
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 RIPPLING LN WINTER PARK FL 327892841, WINTER PARK, FL 32789-2841

Mortgage

Document Number	446576
Date	Aug 11, 2017
Instrument	446576

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 2, 2017
Property Address	285 RIPPLING LN, WINTER PARK, FL 32789-2841
Document Number	0000241451
Instrument Date	May 1, 2017
Instrument	241451
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$4,389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 RIPPLING LN WINTER PARK FL 327892841, WINTER PARK, FL 32789-2841

Tax Assessment & Valuation

The 2025 property tax bill for 285 Rippling Ln was $14,414, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,731 (+2.7%)	$1,509,430 (+14.5%) Land $900,000 Building $609,430
2025	$14,414.00 (+3.05%) Homeowner's exemption	$954,947	$1,318,320 Land $700,000 Building $618,320
2024	$13,988.00 (+3.58%)
2023	$13,504.00 (+6%) Homeowner's exemption	$901,004 (+4.27%)	$1,246,410 (+13.5%) Land $700,000 Building $546,410
2022	$12,740.00 Homeowner's exemption	$864,082	$1,098,171 Land $645,000 Building $453,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Rippling Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	84.4 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 285 Rippling Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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