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285 Ridge Lake Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 285 Ridge Lake Rd, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1995
Lot Size0.422 acres (18,378 sqft)
Owner2 Individual Names on File
Last Sale$88,500 (Jun 2000)
Tax Bill$1,320 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-8435-6

Property Details

APN / Parcel Number

Primary APNC56-000-592-8435-6
Alternative APNs
  • 06-3N-23-0000-0016-004B
  • 23N30600000016004B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,367 sqft Living Area
Gross Area2,493 sqft
1st Floor Area1,367 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area18,378 sqft (0.422 acres)
Lot Width95 ft Width
Garage TypeAttached
Garage Area480 sqft
PorchScreened/Unfinished Porch
Porch Area486 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address285 RIDGE LAKE RD
CityCRESTVIEW
StateFL
Zip32536-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR OF S1/2 OF SE1/4 E177.67 FT TO POB E88.67 FT S201.40 FT TO N R/W W ALG R/W 95.46 FT N229.18 FT TO POB .44 AC
Legal Range23W
Legal Township03N
Legal Section06
Legal Block16
Legal Lot Number4B
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1022
Census Tract20500

Owner

285 Ridge Lake Rd is owned and occupied by two individuals who bought it in June 2000.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address285 RIDGE LAKE RD, CRESTVIEW, FL 32536-1510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2000 · Amount on File
Deed SaleJun 19, 2000 · Amount on File
Deed Document Number20001777111
Deed Book / Page2254 / 2144
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address285 RIDGE LAKE RD, CRESTVIEW, FL 32536-1510
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035362189
DateMar 31, 2021
Book Page3536/2189
Instrument3442854
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 Ridge Lake Rd was $1,320 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,320.00 Homeowner's exemption Veteran's exemption$130,185$222,667 Land $36,169 Building $186,498
2023$1,315.00 (+3.79%) Homeowner's exemption$122,831 (+3%)$231,105 (+6.1%) Land $30,729 Building $200,376
2022$1,267.00 Homeowner's exemption$119,253$217,811 Land $28,719 Building $189,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Ridge Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Ridge Lake Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Lake Rd

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