285 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 285 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,405 sqft · built 1998
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2025)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-03-010-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-03-010-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	609 sqft
Upper Floors Area	796 sqft
Basement Area	609 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	285 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOTS 6045 APPLEGATE BEND
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6045
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5004
Census Tract	10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 N SANDUSKY ST, DELAWARE, OH 43015-1954
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY FSLA
Mar 31, 2025	Survivorship Deed, Transfer NORTHWEST TTL FAM OF COMPANI
Sep 7, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	20256486
Deed Book / Page	2146 / 442
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	285 RICHARDS CIR, DELAWARE, OH 43015-4225
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014832
Date	Jul 1, 2025
Book Page	2164/1336
Instrument	202500014832

Lender

Name	FIDELITY FSLA
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

March 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 31, 2025
Property Address	285 RICHARDS CIR, DELAWARE, OH 43015-4225
Document Number	0000006486
Book / Page	2146 / 442
Map Reference	CAB 1 SL 442
Instrument Date	Mar 24, 2025
Instrument	202500006486
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 N SANDUSKY ST, DELAWARE, OH 43015-1954

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 7, 2022
Property Address	285 RICHARDS CIR, DELAWARE, OH 43015-4225
Document Number	0000026807
Book / Page	1990 / 246
Map Reference	CAB 1 SL 442
Instrument Date	Sep 6, 2022
Instrument	202200026807
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 WATLINGTON RD, JACKSON, TN 38301-9565

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00 (+4.72%)	$65,880 (-) Land $9,630 Building $56,250	$188,200 (-) Land $27,500 Building $160,700
2024	$2,647.00 (-1.3%) Homeowner's exemption	$65,880 (-) Land $9,630 Building $56,250
2023	$2,682.00 Homeowner's exemption	$65,880 Land $9,630 Building $56,250	$188,200 Land $27,500 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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