285 Ramona Ave, Rigby, ID 83442 Property Records

Jefferson County property record for 285 Ramona Ave, Rigby, ID 83442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$403,100 (Feb 2020)
Tax Bill	$20 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Feb 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPA00700010020`

Property Details

APN / Parcel Number

Primary APN	`RPA00700010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	288 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	285 RAMONA AVE
City	RIGBY
State	ID
Zip	83442-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIGRES
Legal Description	LOT 2 BLOCK 1 DELBERT CALL ADDITION
Legal Range	39E
Legal Township	04N
Legal Section	18
Legal Subdivision	CITY - RIGBY
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON ID
Township / Civil Division	RIGBY
Census Block Group	3
Census Block	3023
Census Tract	960302

Owner

Source: Jefferson County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 RAMONA AVE, RIGBY, ID 83442-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 26, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	2020449971
Prior Transfer Date	Feb 17, 2020
Prior Transfer Doc	0000449971
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	285 RAMONA AVE, RIGBY, ID 83442-1111
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 RAMONA AVE, RIGBY, ID 83442-1111

Mortgage

Document Number	0000475013
Date	Jul 29, 2022
Instrument	475013

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	758 Months
Due	Sep 16, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.28%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON ID
Recording Date	Feb 26, 2020
Property Address	285 RAMONA AVE, RIGBY, ID 83442-1111
Document Number	0000449971
Map Reference	DOC 120243
Instrument Date	Feb 17, 2020
Instrument	449971
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 RAMONA AVE, RIGBY, ID 83442-1111

Mortgage

Document Number	0000449972
Date	Feb 26, 2020
Instrument	449972

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	787 Months
Due	Sep 16, 2085

Interest

Rate Type	Adjustable Rate
Rate	3.94%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Jefferson County
Municipality	Rigby City
Unified School District	Jefferson County Joint School District 251 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20.00	$307,977 (+4.3%)	$307,977 (+4.3%)
2024	$20.00	$295,284 (-3.41%)	$295,284 (-3.41%)
2023	$20.00 (-98.95%)	$305,701 (+9.26%)	$305,701 (+9.26%)
2022	$1,907.00	$279,804	$279,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIGBY serves 5,400 people · EPA ID ID7260032
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless · Fiber in parts of the area	500 / 500
Verizon Fixed Wireless	300 / 20
Anthem Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Silver Star Communications.

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