Bonner County property record for 285 Providence Rd, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,760 sqft · built 2021 |
| Lot Size | 9.61 acres (418,612 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,870 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | RP003020000070A |
| Primary APN | RP003020000070A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,760 sqft Finished Area |
| 1st Floor Area | 3,760 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 418,612 sqft (9.61 acres) |
| Garage Type | Attached |
| Garage Area | 2,800 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 285 PROVIDENCE RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-5 |
| Legal Description | 6-57N-1W OLNEYS SUBURBAN TAX 2 OF TRACT 7 TRACTS TRACT 9 DIPOFI ETUX 70% INT DIPOFI JR 30% INT |
| Legal Range | 01W |
| Legal Township | 57N |
| Legal Section | 06 |
| Legal Subdivision | OLNEYS SUBURBAN |
| Legal Tract | 7 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950203 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 PROVIDENCE RD, SANDPOINT, ID 83864-8212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AGWEST FARM CREDIT FLCA |
| Dec 26, 2019 | Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000971880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 285 PROVIDENCE RD, SANDPOINT, ID 83864-8212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Name | Verified Name |
|---|
| Document Number | 0001028964 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 1028964 |
| Name | AGWEST FARM CREDIT FLCA |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2039 |
| Change Frequency | Annually |
| Min Rate At Change | 2.9% |
| Max Rate At Change | 16.4% |
| Index | Other |
| Max Rate | 16.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Dec 26, 2019 |
| Property Address | 285 PROVIDENCE RD, SANDPOINT, ID 83864-8212 |
| Document Number | 0000950897 |
| Map Reference | MB 1 PG 132 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 950897 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12518 S FLYING GOOSE LN, SPOKANE, WA 99224-8540 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,870.00 (+2.14%) Homeowner's exemption | $1,409,304 (+0.01%) Land $147,574 Building $1,261,730 | $1,409,304 (+0.01%) Land $147,574 Building $1,261,730 |
| 2025 | $4,768.00 (+1,054.48%) Homeowner's exemption | $1,409,209 (+4.02%) Land $147,479 Building $1,261,730 | $1,409,209 (+4.02%) Land $147,479 Building $1,261,730 |
| 2023 | $413.00 Homeowner's exemption | $1,354,706 Land $147,436 Building $1,207,270 | $1,354,706 Land $147,436 Building $1,207,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Kaniksu Internet, Ting.
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