Beaver County property record for 285 Prospect St, Baden, PA 15005
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 810 sqft · built 1951 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Mar 2026) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-007-0514.000 |
| Primary APN | 13-007-0514.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 158 sqft |
| Deck Area | 174 sqft |
| Patio Area | 174 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 13-007-0514.000 |
|---|---|
| Street Address | 285 PROSPECT ST |
| City | BADEN |
| State | PA |
| Zip | 15005-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTLOT 40 BF PL HS GR |
| Legal Subdivision | BADEN FARM 01 |
| Legal Lot Number | 40 |
| Jurisdiction | BEAVER PA |
| Township / Civil Division | BADEN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 603700 |
285 Prospect St is owned and occupied by an individual who bought it in March 2026.
Source: Beaver County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 PROSPECT ST, BADEN, PA 15005-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CFSBANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on File |
| Deed Sale | Mar 13, 2026 · Amount on File |
| Prior Sale | Jan 12, 2010 · Amount on File |
| Deed Document Number | 20263727585 |
| Prior Transfer Date | Jun 29, 2016 |
| Prior Transfer Doc | 0003531503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEAVER PA |
| Recording Date | Mar 13, 2026 |
| Property Address | 285 PROSPECT ST, BADEN, PA 15005-1850 |
| Document Number | 0003727585 |
| Map Reference | MB 5 PG 12 & 13 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 3727585 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 HIGHPOINTE BLVD, SEVEN FIELDS, PA 16046-7919 |
| Document Number | 0003727586 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 3727586 |
| Name | CFSBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 285 PROSPECT ST, BADEN, PA 15005-1850 |
| Document Number | 0003547801 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 285 PROSPECT ST BADEN PA 150051850, BADEN, PA 15005-1850 |
| Document Number | 0003547801 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 3547801 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2047 |
The 2025 property tax bill for 285 Prospect St was $762, up 2% from the year before.
Source: Beaver County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Beaver County |
| Municipality | Baden Borough |
| Unified School District | Ambridge Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,500 (-) Land $12,750 Building $50,750 | $127,000 (-) Land $25,500 Building $101,500 | |
| 2025 | $762.00 (+2%) | $63,500 Land $12,750 Building $50,750 | $127,000 Land $25,500 Building $101,500 |
| 2024 | $635.00 (-78.6%) | ||
| 2023 | $2,967.00 | $21,050 Land $3,200 Building $17,850 | |
| 1982 | $42,100 Land $6,400 Building $35,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 285 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BADEN BORO WATER DEPT serves 3,948 people · EPA ID PA5040080 |
|---|---|
| Water Source | Purchased surface water from AMBRIDGE WATER AUTH |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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