285 Poff Dr NE, Check, VA 24072 Property Records

Floyd County property record for 285 Poff Dr NE, Check, VA 24072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,040 sqft · built 2002
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$139,524 (Aug 2022)
Tax Bill	$1,679 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2017 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-80A`

Property Details

APN / Parcel Number

Primary APN	`20-80A`
Alternative APN	`R013232`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	2,040 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R013232
Street Address	285 POFF DR NE
City	CHECK
State	VA
Zip	24072-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CREEK PLAT 09-2595
Jurisdiction	FLOYD VA
Township / Civil Division	LOCUST GROVE
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

285 Poff Dr NE is owned by an individual who bought it in August 2022.

Source: Floyd County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 21087, ROANOKE, VA 24018-0110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE & STLMNT
Sep 19, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING LLC
Aug 31, 2022	Trustee's Deed, Foreclosure · Stand-Alone First Mortgage PARTY III
Jun 4, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	20221684
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Sep 8, 2023
Property Address	285 POFF DR NE, CHECK, VA 24072-3027
Document Number	0230001412
Instrument Date	Sep 7, 2023
Instrument	230001412
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE & STLMNT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21087, ROANOKE, VA 24018-0110

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	285 POFF DR NE, CHECK, VA 24072-3027
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001614
Date	Sep 19, 2017
Instrument	170001614

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

August 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FLOYD VA
Recording Date	Aug 31, 2022
Property Address	285 POFF DR NE, CHECK, VA 24072-3027
Document Number	0220001684
Instrument Date	Aug 1, 2022
Instrument	220001684
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001685
Date	Aug 31, 2022
Instrument	220001685

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	2 Months
Due	Oct 21, 2022

Interest

Rate Type	Fixed Rate

June 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLOYD VA
Recording Date	Jun 4, 2020
Property Address	285 POFF DR NE, CHECK, VA 24072-3027
Document Number	0200001017
Instrument Date	Apr 8, 2020
Instrument	200001017
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 436, FLOYD, VA 24091-0436

Tax Assessment & Valuation

The 2026 property tax bill for 285 Poff Dr NE was $1,679, up 4.5% from the year before.

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,679.00 (+4.55%)	$365,000 Land $100,000 Building $265,000
2025	$1,606.00		$365,000 Land $100,000 Building $265,000
2023	$1,515.00	$233,200 Land $70,000 Building $163,200	$233,200 Land $70,000 Building $163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Poff Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Poff Dr NE is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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