285 Plank Rd, Waterbury, CT 06705 Property Records

Waterbury City property record for 285 Plank Rd, Waterbury, CT 06705

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,000 sqft · built 1925
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$157,777 (Jul 2018)
Tax Bill	$6,950 (2026)
Deeds & Mortgages	Feb 2025 Refinance Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42001170241`

Property Details

APN / Parcel Number

Primary APN	`42001170241`
Alternative APNs	`WATE M:0420 B:0117 L:0241` `WBRY M:0420 B:0117 L:0241`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	42001170241
Street Address	285 PLANK RD
City	WATERBURY
State	CT
Zip	06705-2628
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL
Legal Block	117
Legal Lot Number	241
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1003
Census Tract	352701

Owner

285 Plank Rd, a duplex, is owned and occupied by an individual who acquired it in September 2019.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	285 PLANK RD, WATERBURY, CT 06705-2628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FD COMMUNITY FEDERAL CREDIT UNION
Sep 9, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD
Jul 3, 2018	Quit Claim Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Deed Book / Page	7806 / 269
Last Transfer Date	Sep 3, 2019
Transfer Doc	7976-304
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	285 PLANK RD, WATERBURY, CT 06705-2628
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009005-59
Date	Feb 19, 2025
Book Page	9005/59
Instrument	2025-01590

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 9, 2019
Property Address	285 PLANK RD, WATERBURY, CT 06705-2628
Document Number	7976-304
Book / Page	7976 / 304
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7976-308
Date	Sep 9, 2019
Book Page	7976/308

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 3, 2018
Property Address	285 PLANK RD, WATERBURY, CT 06705-2628
Document Number	7806-269
Book / Page	7806 / 269
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78060271
Date	Jul 3, 2018
Instrument	07806/0271

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 285 Plank Rd was $6,950.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,950.00	$160,370 (-) Land $18,130 Building $142,240	$303,601 (+170.45%)
2025		$160,370 Land $18,130 Building $142,240	$112,259 Land $12,691 Building $99,568
2024	$7,213.00 (-3.57%)
2023	$7,480.00	$138,040 Land $18,130 Building $119,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Plank Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Plank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Plank Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures